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What kind of mortgages can I apply for?
First time buyer
First time buyer mortgages balance the best rates available against the likelihood of you getting accepted based on your income and expenses, credit information and credit history.
Remortgaging involves either taking out a new loan with a new or existing lender and paying off your old mortgage with it. You may choose to remortgage to get a better rate or to free up money for other expenses.
Home mover mortgages work in the same way as standard mortgages and help balance the need to increase the size of the loan if you're moving to a bigger house with affordable repayments based on your financial situation.