1. Previous occupants of your address...

or

2. Credit reference agencies...

or

3. Past missed payments...

or

4. If you've never borrowed before...

or

5. You only have one credit score...

or

6. Credit blacklists...

or

7. Friends and family living in your home...

or

8. It doesn't matter how many credit accounts you have...

or

9. Items in your credit history stay on your report forever...

or

10. Checking your credit report lowers your credit score...

or

Your score:

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