References to "we", "us" and "our" in these Terms and Conditions are to Experian Limited. References to "you" or "your" in these Terms and Conditions are to you as a user of the Websites and Services.
"App" a mobile device application from Experian for use of certain Services. Apps can be downloaded from an application distribution platform.
"FCA" means the financial services regulatory body known as The Financial Conduct Authority of 25 The North Colonnade, Canary Wharf, London, E14 5HS. The FCA can be contacted at www.fca.org.uk.
"FSMA" means the Financial Services and Markets Act 2000, as amended from time to time, including any conduct of business rules developed by the FCA pursuant such legislation.
"Our Material" means content, data and materials (including but not limited to information, reports, reviews, comment and opinion) delivered to you as part of the Services (whether on a computer screen, in email or paper format) or contained in the Websites, including the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software and applets.
"Services" means the services and facilities that we make available to you on the Websites and/or via an authorised Third Party Website from time to time and "Service" shall be interpreted accordingly.
“Terms and Conditions” means the terms and conditions set out here and the terms and conditions specific to the Service you receive (denoted by the Service name or the generic name for a product family at the beginning of the terms and conditions specific to the Service).
"Third Party Content" means content and material (including but not limited to information, reviews, comment and opinion) belonging to a third party provider of products and/or services.
"Third Party Website" means the website of a third party which is linked to or from the Websites or on frames within the Websites. This includes, for example, the websites of our selected third party partners who we authorise from time to time to make available access to certain of our Services from those websites.
“Websites” means our websites listed in the section headed “Important information about these Terms and Conditions” below, and any replacement website(s) we may use from time to time. “Website” shall have the meaning given in the terms and conditions specific to the Service you receive.
"Your Data" means information and data you have provided to us on or in connection with the Websites and/or Services, which may from time to time include Personal Data as defined by the Data Protection Act 1998 (as amended).
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These are terms specific to the Experian CreditMatcher Services and form part of the Terms and Conditions.
“CreditMatcher Services” means a service provided by Experian which provides the ability to compare information about third party products and/ or services and includes Eligibility Rating.
“Eligibility Rating” means the feature of the Credit Matcher Services which indicates the likelihood of your circumstances meeting the criteria of the of the product or service provider. It uses information from your Experian credit report, and may also use information from your credit report at two other credit reference agencies and information you provide.
“Website” means, for the purposes of these Experian CreditMatcher Services Terms and Conditions, www.experian.co.uk/consumer/creditmatcher/index.html.