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Identity Fraud Expenses Insurance

As part of your Experian CreditExpert membership, we provide Identity Fraud Expenses Insurance, provided by Arc, underwritten by Inter Partner Assistance S.A., which covers you for: Reasonable costs incurred relating to the sending of correspondence and telephone calls as a result of identity fraud. Reasonable lost earnings incurred of up to £500 per week for a maximum period of six weeks as a result of identity fraud. Up to £200 for the costs of replacing your passport or driving licence should you have a reasonable requirement to replace either of them as a result of identity fraud. Repeat charges incurred when reapplying for credit for which a previous application was declined as a result of identity fraud. You will have access to the Victims of Fraud Team who will help you should you become a victim of identity fraud.

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