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Can Experian help me sort out my late husband's estate?

 

Dear James,

 

My husband has died and I am the executor of his estate. Can you provide me a summary of all my husband’s finances in order that I can make sure I have dealt with everything?            

 

Christine, Dunmow

 

Dear Christine,

Please accept my condolences for the death of your husband. You certainly can order a copy of your late husband's statutory £2 credit report to help make sure his accounts are closed. The credit report will go back six years so will help you check the credit products your late husband used during this period and deal with any remaining outstanding balances. To order a copy of his report you will need to send us proof that you are executor of the will, so you will need to apply for the report by post. We can also accept a grant of representation from the probate registry. Once you get the report we can contact any current lenders on your behalf if you send us a copy of the death certificate. Some may still ask you to contact them direct. Identity fraud is still a growing problem and we occasionally see cases where fraudsters have hijacked the identities of the decreased. You can reduce the risk of this by 1) closing all accounts in your late husband's name 2) returning his passport and driving licence to the relevant organisations 3) removing his name from the electoral roll and 4) registering his death with the Mailing Preference Service. You might also wish to check out the Unclaimed Assets Register to search for unclaimed pensions, life policies and other investments. There it's a one-off fee of £25 for this service.

James Sign

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