We have created this page especially for Young Consumers of the Year competitors, to help you find out what you need to know for the round called A Question of Credit.
The information below will tell you lots about what happens when you apply for credit, what credit reference agencies do, the information on a credit report and what rights people have. These are the sorts of things you might be asked about in this round of the competition. So happy reading and good luck!
DownloadsYou will need Adobe Acrobat Reader to download and read the following guides.
Credit Crossroads leaflets
Our seven consumer education guides help people cope with specific life events, such as redundancy, serious illness and when a relationship ends. They also give advice to students and to people worried about identity fraud.
The credit reference agency explained
This guide gives a complete overview of our credit reference agency, from the types of information we hold to how we strictly control who accesses it.
Creditability
A financial capability 3D computer game to help you learn about managing money and credit.
Your credit report explained
This guide accompanies every Experian credit report and explains the information in it.
Credit explained
Advice from the Information Commissioner about applying for credit and dealing with credit reference agencies. The Information Commissioner oversees and enforces compliance with both the Data Protection Act 1998 and Freedom of Information Act 2000, and regulates credit reference agencies in the UK.
Sample Experian credit report
See what a typical credit report looks like.
Your Credit Report Help Centre
Our consumer advice website where you can read our FAQs, our Ask Jill advice column and links to other useful websites.
Young Consumers of the Year
Visit the official site for more information about the competition.
