Having the most up-to-date and competitive consumer offer is crucial for growth and retention.
As the UK economic climate changes, so do your customers. It is inevitable that the economic environment could have impacted your customers and out-of-date scorecards may become less predictive over time – meaning you may not have a clear picture of your customers’ current financial position.
Get a high level of customer insight by matching a huge breadth and quality of data with unique analytics, to build intelligent credit data models and highly predictive credit scorecards. By using credit scorecards that incorporate customer and market information, and future micro and macro trends, you can add further intelligence to your credit decision making.