Your free Experian Credit Score

When you apply for credit, its your data and information that lenders look at. Think of it as your Data Self. Get to know yours with your free Experian Credit Score.

  • Your credit score gives you an idea of how lenders may view your Data Self
  • It's updated every 30 days if you log in
  • Use it to help understand your credit situation

No card details needed if we can easily verify you

What does your Experian Credit Score mean for you?

The Experian Credit Score runs from 0-999 and is based on your Experian Credit Report. It gives you an idea of how lenders view your Data Self. The higher your score, the greater your chance of getting the best credit deals.

Excellent
961 - 999

You should get the best credit cards, loans and mortgages (but there are no guarantees).

Good
881 - 960

You should get most credit cards, loans and mortgages but the very best deals may reject you.

Fair
721 - 880

You might get OK interest rates but your credit limits may not be very high.

Poor
561 - 720

You might be accepted for credit cards, loans and mortgages but they may have higher interest rates.

Very Poor
0 - 560

You’re more likely to be rejected for most credit cards, loans and mortgages that are available.

Ready to join Experian?

Make your Data Self work for you

As well as getting your score, with your free account you can search for credit offers.

Compare

Quickly and easily compare credit cards and loans without impacting your credit score

Graphical representation of chances being accepted Image of phone

Apply

Apply with confidence by seeing how likely you are to be accepted for credit cards and personal loans

Experian acts as a credit broker and not a lender 

Want to know your Data Self better?

We offer different products to help you understand your credit situation and how you can improve it.

Find out which product is right for mePage 1Created with Sketch.