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PE-ACH (Pan European Automated Clearing House)
A Pan-European Clearing House (PE-ACH) is a concept driven by the desire for a Single Euro Payments Area (SEPA) of an ACH which operates in all EU countries and can make cross-border payments as easily as within one country. The first ACH to be recognised as providing PE-ACH services is the STEP2 system from EBA Clearing
Please also see Bank Wizard - BIC and IBAN validation and Setting SEPA straight
