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Personal Identification Number (PIN)

A set of character, using a four digit sequence assocated with a particular Smartcard, used by cardholders to verify their identity at point of sale or at a customer activated device such as an ATM or device to verify customers when accessonline banking services. The number is generated by the card issuer when the card is first issued, and may be changed by the cardholder thereafter. In the case of Bacs the PIN is supplied to the Smartcard user by their Sponsoring bank.


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