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Single Euro Payment Area (SEPA)

The Single Euro Payments Area is where consumers and businesses can make and receive payments in euro within Europe, between or within national boundaries, with the same basic conditions, rights and obligations, regardless of their location. SEPA creates an integrated euro payments market, with a geographical scope that extends beyond the eurozone to encompass allEU Member States, as well as Norway, Iceland, Liechtenstein, Switzerland and Monaco.

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