The Rental Exchange

Supporting social housing tenants

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Supporting social housing tenants

While information about mortgage payments is included on credit reports, rent payment information currently isn’t. This means that tenants who make their rent payments on time are unable to have this positive information registered on their credit report. The more positive information on a credit report, the more likely an individual is to access credit, goods and services, and be able to prove their identity. A person’s address is the first step in proving they are who they say they are.

The Rental Exchange will:

  • Offer a secure and compliant way to include a tenant’s payment history in their credit file
  • Strengthen credit history and help qualify for more and lower-cost payment plans

The data will only be accessed when the tenant applies for goods or services where a credit or identity check is made through an organisation using Experian’s database. 

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