Motor Insurance Database

The UK motor insurance database

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What can it do for me?

Experian operates the Motor Insurance Database, a UK motor insurance industry initiative to combat uninsured driving, on behalf of the Motor Insurers Bureau. The Motor Insurance Database holds details on all UK insured drivers, covering over 25 million motor insurance policies, 30 million private vehicles and 4 million commercial vehicles.

How can we help you?

The Motor Insurance Database meets the 4th EU Motor Insurance Directive with all motor insurers required to supply policy information. The database is central to the fight against uninsured driving and receives over 75,000 enquiries a day from the police.

A few key facts

  • The Police have free, unlimited access to search.
  • Provide instant confirmation of motor insurance.
  • Improves insurance claims processes and enables insurers to identify third party insurers.
  • Over 80 motor insurers contribute policy information.

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