What is iCache?

Consumers expect 24/7 access to online services and tools that will provide them with an accurate quote, instantly. That’s where iCache can help.

iCache is used by over 50 insurance companies to enrich over 13 million transactions a day – that’s around 3 billion every year.

iCache is a platform that delivers information in real time, quickly and reliably. iCache provides the data enrichment you need, from one trusted, highly accurate source. From ID and fraud-risk data to credit and automotive data to name but a few, iCache enables you to gain a better understanding of your customers, from financial status to risks associated with their vehicle, so you can accept a customer and provide a quote in a single API call.

What are the benefits of iCache?

iCache enriches your data to give you a full, accurate view of each customer. It helps insurers, brokers, managing general agents (MGAs) and affinity partners to:


Provide an accurate, real-time and competitive quote to customers.


Reduce the risks of inaccurate or fraudulent information.


Reduce customer application time by pre-populating applications.


Improve profitability.


Increase customer retention by providing a seamless, personalised customer experience defined by a true understanding of your end customer.


Understand an individual’s ability to afford your products or services.

How the iCache creates a single database that benefits insurers

iCache data and services

iCache provides all the data enrichment you need, from one trusted, highly accurate source:

Affordability data - Access to bureau data to make sure a customer can afford your products and services.

ID data - Verify name, address and date of birth in real-time

Fraud-risk data - Identify suspicious applications and known fraudsters

Credit data - Use scores and data to understand each customer’s credit risk

Vehicle data - Access vehicle specification details, value and history

Claims data - Access CUE Home, Motor and Personal Injury incident data

Demographic data - See postcode-level socio-demographic insights to improve pricing

Commercial data - Access business and owner information and understand risks

Hosted insurer data - Securely host your data so you can use existing insight at point of quote

Expin - Experian’s unique PIN for each person in the UK will enable you to better match to your customer data

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