In fact, almost half (45%) of those who planned to buy a property since the introduction of the MMR last year have failed to do so, according to new research commissioned by Experian.
A quarter claim that the MMR has impacted their ability to buy a property, while a further third (37%) report that the changes have made them feel less in control of securing a mortgage. Continue reading →
Generally speaking, the higher your credit score, the better your chances are of getting your mortgage, lower interest rates, and better deals. When you make your application, the lender will use the data & information held on your credit report, as well as other information within your application, to give you a credit score. This will tell them whether to accept you as a customer or not.
This week saw the last few tickets to Glastonbury 2015 go in an instant. And with many of the big summer festivals being long since sold out, being part of the big outdoor musical celebrations might seem a bit of a challenge.
Splashing out for the initial ticket price on release day can of course be tough, especially when there’s also the cost of travel, camping, food and drink to factor in come the event itself.
So how could you enjoy the revelry, the music and the sunshine, and stop worrying about the daily grind, even if you haven’t managed to buy a ticket?
Are your passwords really protecting you? For the vast majority of account takeovers, the fraudster will need to have gained specific information about you, such as your online log in and password.
On average, Brits have 19 online accounts each, with an average of seven different passwords. However, one in 10 of us never changes their online passwords and one in 20 uses the same passwords for all of their online accounts, many of which are inactive (social networks (26%), email (18%), retail accounts (21%) yet still potentially accessible to fraudsters.*
Take a look at our tips below to make sure that your passwords are working to protect your ID.
For all of us a new arrival is an exciting time – but for many of us raising a child can be expensive. Your little bundle of joy can come with a large price tag – but there are ways to give your child the very best start in life without breaking the bank.
Planning ahead can be prudent when starting a family. Some recent statistics from the CEBR (Centre of Economic and Business Research)* show that the basic cost of raising a child in the UK, up to the age of 21, has increased by 63% from 2003, with the average total cost in January 2015 standing at almost £230,000. Continue reading →