Tag Archives: register to vote

5 things to know about registering to vote

Are you registered to vote in the UK? Yesterday Prime Minister Theresa May announced a General Election to take place on 8 June. To be eligible to vote, it’s likely you’ll need to register by midnight Monday 22 May. And did you know that being on the Electoral Roll could also help improve your credit score?

Here are five things you should know about registering to vote:

1.            How registering to vote could help improve your credit score. It’s important that your credit report includes your Electoral Roll details, as lenders use this information to help confirm your name, address and where you’ve lived before. This info usually has to be up to date before they are willing to offer a mortgage, a loan or any other form of financial account. Continue reading

A new US President: what about our finances?

If you’re planning to get a new card for your holiday spending, check your Experian credit report before applyingNow that the US presidential election has reached its conclusion, what does a victory for Donald Trump mean for UK and global finances?

A Clinton win had been on the cards for some time, but Trump’s victory surprised many all over the world.

Before election day
After she was cleared earlier in the week by the FBI of criminal wrongdoing with regard to emails, the dollar immediately rose in value, with US markets easing back on risk-aversion measures. Continue reading

Are you registered to vote? It could help your credit report

Are you registered to vote in the UK? It could help your credit report.

The EU referendum takes place on 23 June, and you must have registered on the electoral roll by 7 June in order to be eligible to vote in it.  For a postal vote, your application needs to arrive by 5pm on 8 June, while the proxy vote (someone else voting on your behalf) deadline is 5pm on 15 June.

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National Voter Registration Drive

Are young people engaged enough in politics and democracy? National Voter Registration Drive (1-7 February) aims to increase voter registration among the young – something that could also improve their chances of getting credit and a wide range of online services.

Bite The Ballot, a youth-led grassroots campaign formed in 2010, runs National Voter Registration Drive, and last year’s campaign saw a world-record breaking 441,500 people registered to vote.

Are the young registering to vote?
New Experian research has found that the number of people in the UK who will turn 18 this year on the electoral roll fell by 1.69 per cent compared to 2015’s coming of age voters.  56.7% of local authorities have seen the number fall this year. Continue reading

Experian Credit Score top tip #4 of 5: Register to vote at your current address

tip 4 - 600x300Everyone has an Experian Credit Score. Looking after it, nurturing, growing and improving it can help you get a better rate on loans, credit card or mortgages.

Lenders use the electoral register to help confirm who you are and where you live.  This info usually has to be up to date before they are willing to offer a mortgage, a loan or any other form of financial account.

Watch video: How registering to vote can boost your credit rating

Being on the Electoral Roll makes it easier for banks and financial institutions to confirm your identity and not being registered will reduce your Experian Credit Score.

Not being registered could cause a delay when you apply for credit, while the lenders confirm your details some other way. With some lenders it may even hurt the credit score they give you, and some applications may even be turned down. Continue reading

I’ve registered to vote – how long to update credit report?

By Neil Stone, Experian UK social support team

Thinking of applying for credit in the near future?  Then now is the time to make sure you are registered on the Electoral Roll!

Lenders will often use the electoral roll information on your credit report to help confirm your ID when you apply for credit. If you are not registered they may ask for further documents or even turn down an application completely.

So how long will it take after you have registered?
It will actually depend on the time of year.  From December to August local authorities publish a monthly register, known as a rolling register.

We get the rolling registers each month and update the information on reports as quickly as we can. Continue reading

5 good reasons to register to vote on the electoral roll

Being able to vote could potentially help you get credit

Being able to vote could potentially help you get credit

With the general election just months away, the leading names are jostling for position as they covet our votes.

But many of us won’t even be able to vote in it, unless we get on the electoral roll – and not doing so could also affect your credit rating.

Today (5th February) is National Voter Registration Day, a day that marks the anniversary of the Great Reform Act in 1832 which first introduced voter registration. The aim for this day is to get 250,000 more young people on to the electoral register, as young people are very much under-represented at present.
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