We love what we do and one of our favourite parts is being able to share the nuggets of insight we gather, our expert knowledge and opinions on the latest trends so we can help professionals and businesses grow. In our ‘Latest Thinking’ pages you’ll find blogs about the latest innovations in data technology, whitepapers on advancements in identity verification and data-driven marketing infographics, to name but a few. From industry specific news to the latest hot topics, we’ve got it covered.
A guide to business risk management in 2020
Risk is changing. Are you ready for the opportunities and challenges? Businesses in the UK and around the world are facing a whole new range of potential risks, both in the short and long-term. As we...
Unlocking affordability – A pivotal tool on the road to…
Nobody was ready for the Coronavirus outbreak, or the pandemic that so quickly unfolded. Its impacts – personal, social and economic – have been, and will continue to be, huge and unprecedented....
How to ease pressure on collections
For collections teams, the coronavirus outbreak has created a paradox. How to deal simultaneously with escalating volumes, changing FCA guidelines and high customer expectations – all while...
The economic impact of Covid-19 on businesses and commercial lending…
It’s clear that the country is facing one of our most challenging economic times. Lockdown meant many businesses were unable to operate. Now as we return to normality and businesses begin to...
Business resilience – Prioritising today to enable tomorrow
“We’re in unprecedented times.” Whilst it’s an overused phrase, it perfectly captures the situation that the world finds itself in. It’s sometimes overwhelming to think about...
Risk in an open data world
In an ideal world, customers would be granted credit only if they can afford to repay in a sustainable manner and without harming their overall financial situation. In practice, this can never be...
What is the Senior Managers and Certification Regime, and what…
SMCR refers to the Senior Managers and Certification Regime (also known as SM&CR) and as a HR professional working in financial services, you’ll have no doubt heard about it in some form,...
How to get the best from your marketing budget
Defining your marketing budget can be tricky, especially as a small business and even more so in these unprecedented times. Our guide aims to help you successfully allocate your marketing spend,...
Risk policies for the ‘New Normal’
UK businesses have been hit hard by the impact of Covid-19. From the point the UK was locked down, it was clear more than half of businesses only held enough cash reserves for a month. Some sectors...
Hot Topics
How has consumer behaviour changed and what does this mean…
The insight your business needs to thrive in the changing economy The last decade has seen a shift in consumer behaviours further compounded by the pandemic, resulting in a faster-changing credit...
How Tymit make the right lending decisions, with speed and…
The fintech Tymit started from the belief of two brothers, Martin and Nico, that there should be a better, more budget-friendly way of financing purchases over time than using credit cards or loans....
Open data and open banking – what does the future…
Digital technologies have changed the financial services sector forever, with more and more customers wanting to access personalised digital experiences online, or on their mobile devices. Even...
2020: A year of seismic change
Applying what we’ve learnt to credit risk strategies In the months since the Coronavirus first hit the headlines we’ve seen and experienced seismic shifts in the way we live, work and spend....
We’re the Headline Partner of Credit Festival
The time is getting close for the Credit Festival and we’re really looking forward to it. We recently announced our partnership with Credit Strategy on a month of digital events that will bring us...
Categorise an individual’s income and spend in seconds
As the effects of the COVID-19 pandemic ripple through the UK economy, there has been increased pressure on people’s finances. Although the UK is emerging tentatively from lockdown, the...
Insight to action – understanding how affordability is changing in…
Affordability has long been a hot-topic. With rising levels of predeliquency, alongside reduced capacity to afford lending, we have experienced a shift in the industry in response to an emerging...
People-led collections – Why putting customers first is now more…
Supporting customers during times of financial hardship The Covid-19 pandemic, and subsequent recession, has had a dramatic impact on the financial wellbeing of many consumers and business. The...
Keeping you and your players safe
Experian’s Affordability solutions assure every player is treated as an individual, helping them meet their needs and goals by better understanding distinct personal circumstances through...
Our Customers
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...
Case study: Saga services
Saga sees instant savings from using Experian’s fraud solutions in their processing. Saga is a British company focused on supporting the needs of those aged 50 and over and currently serves more...