We love what we do and one of our favourite parts is being able to share the nuggets of insight we gather, our expert knowledge and opinions on the latest trends so we can help professionals and businesses grow. In our ‘Latest Thinking’ pages you’ll find blogs about the latest innovations in data technology, whitepapers on advancements in identity verification and data-driven marketing infographics, to name but a few. From industry specific news to the latest hot topics, we’ve got it covered.
7 in 10 plan on investing in analytics (and machine…
In today’s society, we are all leaving digital footprints in varying ways (for example on social media, by filling in forms, online or in apps). These footprints offer insights into our behaviour...
Making the invisible visible
Meet the UK’s ‘Invisible’ population – 5.8 million people who are virtually indiscernible to the mainstream financial system, because there is little or no information available on their...
How is Experian driving innovation through analytics?
As the market struggles to extract true insight from data on their customers Experian are investing heavily into analytics through data labs....
Age verification rules strengthened for online gambling
The Gambling Commission has announced new rules that strengthen the requirements for online gambling operators to verify the age and identity of their customers, with these changes taking effect from...
Faster, quicker customer decisions – now you can
Consumer lending has always been a competitive marketplace, but in recent years the level of competition has increased. Customers have easy access to product and price comparison sites, meaning price...
10 best practices for running a Facebook advertising campaign
Facebook advertising is straightforward to create and manage but to get the best results you need to follow these best practices - free guidance from our...
Employing apprentices – do they need a Criminal Record check?
With the Government’s plans to reach three million new apprentices by 2020¹, it’s becoming more attractive for businesses to employ apprentices, particularly with the introduction of the...
What is first, second and third party fraud?
In the first half of 2017, we saw an interesting trend. Detected fraud shifted from being led by identity theft (third party) to an increase in first party fraud. However, in our latest UK&I...
Putting Online Personalisation Into Practice
It’s easy to think that personalised customer experiences are most suited to physical spaces such as shops, banks or travel agents, where members of staff greet customers (perhaps by name) as they...
Hot Topics
Persistent Debt – a challenge for the whole industry
Persistent debt, where a consumer pays more in interest and charges on their credit or store card than they pay off their balance, is likely to be a challenge for more than just the lender of that...
Helping Automotive lenders assess customer affordability in a changing regulatory…
Over the past few years, the guidance from the regulatory bodies has become increasingly clearer for the automotive industry when considering their customers’ ability to pay. If we look back as...
What opportunity does Open Banking present to the public sector?
Working for a Credit Reference Agency as a specialist in the Public Sector a key question I often receive from my clients is: Can we obtain actual income and expenditure data, for the following...
Whose voice is it anyway? A future shift away from…
In a previous blog, I talked about unintended consequences and how factors such as gateway products can allow new attack vectors for fraudsters. As more organisations move towards digital journeys...
Helping identify and pre-empt financial vulnerability
Using smart insights and intelligent decisions to protect people The UK is seeing a rise in debt and levels of arrears, caused by a range of economic and social factors including stagnating...
Webinar: Rethinking affordability in an open data world
12 months ago, we talked about some of the developments that we saw coming to market around affordability and the opportunities Open Banking would provide for provision of data. In this webinar, we...
Experian Real Time Connections – Fast simple integrations
Quickly stream and integrate our comprehensive data into your own systems, workflows, websites and products with our Business Information APIs (Application Programming Interfaces). Whether...
How additional data sources can help to reduce the invisibles…
Currently in the UK, 5.8 million people are invisible to the financial system due to having little or no financial data. When an individual has limited financial data history they are often referred...
Webinar: How data contributes towards affordability checks for the insurance…
Financial inclusion, including affordability, is a core priority of regulators and businesses. Being able to offer the best-in-class experience and make accurate decisions is integral and an ongoing...
Our Customers
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...
Case study: Saga services
Saga sees instant savings from using Experian’s fraud solutions in their processing. Saga is a British company focused on supporting the needs of those aged 50 and over and currently serves more...