We love what we do and one of our favourite parts is being able to share the nuggets of insight we gather, our expert knowledge and opinions on the latest trends so we can help professionals and businesses grow. In our ‘Latest Thinking’ pages you’ll find blogs about the latest innovations in data technology, whitepapers on advancements in identity verification and data-driven marketing infographics, to name but a few. From industry specific news to the latest hot topics, we’ve got it covered.
A guide to business risk management in 2020
Risk is changing. Are you ready for the opportunities and challenges? Businesses in the UK and around the world are facing a whole new range of potential risks, both in the short and long-term. As we...
Unlocking affordability – A pivotal tool on the road to…
Nobody was ready for the Coronavirus outbreak, or the pandemic that so quickly unfolded. Its impacts – personal, social and economic – have been, and will continue to be, huge and unprecedented....
How to ease pressure on collections
For collections teams, the coronavirus outbreak has created a paradox. How to deal simultaneously with escalating volumes, changing FCA guidelines and high customer expectations – all while...
The economic impact of Covid-19 on businesses and commercial lending…
It’s clear that the country is facing one of our most challenging economic times. Lockdown meant many businesses were unable to operate. Now as we return to normality and businesses begin to...
Business resilience – Prioritising today to enable tomorrow
“We’re in unprecedented times.” Whilst it’s an overused phrase, it perfectly captures the situation that the world finds itself in. It’s sometimes overwhelming to think about...
Risk in an open data world
In an ideal world, customers would be granted credit only if they can afford to repay in a sustainable manner and without harming their overall financial situation. In practice, this can never be...
What is the Senior Managers and Certification Regime, and what…
SMCR refers to the Senior Managers and Certification Regime (also known as SM&CR) and as a HR professional working in financial services, you’ll have no doubt heard about it in some form,...
How to get the best from your marketing budget
Defining your marketing budget can be tricky, especially as a small business and even more so in these unprecedented times. Our guide aims to help you successfully allocate your marketing spend,...
Risk policies for the ‘New Normal’
UK businesses have been hit hard by the impact of Covid-19. From the point the UK was locked down, it was clear more than half of businesses only held enough cash reserves for a month. Some sectors...
Hot Topics
Keeping you and your players safe
Experian’s Affordability solutions assure every player is treated as an individual, helping them meet their needs and goals by better understanding distinct personal circumstances through...
Case study: PCF Bank
Read the full story PCF Bank An in-depth business review helped PCF Bank deliver increase in automated acceptances by more than 33%, reduction in manual intervention by 75% and significant...
How can you help customers understand their financial health and…
The pandemic has brought a significant shock to the economy, consumers and business alike. No one was prepared, or could imagine the Covid-19 pandemic, as such we now see a significant amount of...
Supporting your customers in times of hardship; what does this…
We have shared the severity of impact caused by the covid-19 pandemic. From an economic, and financial perspective, its implications have caused immediate, and lasting impact. Today, a...
How private credit data can be used to enrich insurance…
In a highly competitive, unpredictable and ever-changing post COVID-19 market, the ability to make better informed decisions is critical. Credit reference agency (CRA) data has been used for many...
Month in review: Customer affordability, inclusion and vulnerability
Each month, we analyse how things are continuously changing, or have changed; through our data, and through ongoing industry research. This month we are focusing on the impact of Covid-19 on consumer...
A guide to artificial intelligence and machine learning
The challenges and opportunities for businesses There’s no doubt that artificial intelligence (AI) represents a huge opportunity for business. Gartner predict that the global AI economy is set to...
The impact of income shock on consumers
As the effects of the COVID-19 pandemic ripple through the UK economy, income shock is felt by a significant proportion of the population. Business closures, job losses and massive income uncertainty...
Transforming digital customer experience
In the past, interactions between customers and businesses happened face to face, or on the phone. This was true of every kind of transaction, from applying for a mortgage in a bank branch to cashing...
Our Customers
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...
Case study: Saga services
Saga sees instant savings from using Experian’s fraud solutions in their processing. Saga is a British company focused on supporting the needs of those aged 50 and over and currently serves more...