We love what we do and one of our favourite parts is being able to share the nuggets of insight we gather, our expert knowledge and opinions on the latest trends so we can help professionals and businesses grow. In our ‘Latest Thinking’ pages you’ll find blogs about the latest innovations in data technology, whitepapers on advancements in identity verification and data-driven marketing infographics, to name but a few. From industry specific news to the latest hot topics, we’ve got it covered.
7 in 10 plan on investing in analytics (and machine…
In today’s society, we are all leaving digital footprints in varying ways (for example on social media, by filling in forms, online or in apps). These footprints offer insights into our behaviour...
UK & I Fraud Report 2018
Today we uncover a new fraud every 15 seconds. This year’s fraud report has shown a similar trend to last year. Current accounts continue to be targeted, as do the Urban Cohesion Mosaic...
How is Experian driving innovation through analytics?
As the market struggles to extract true insight from data on their customers Experian are investing heavily into analytics through data labs....
All generations are digital natives; how does this affect your…
For a long time, we’ve seen a growing gap between generations. But, is this gap still as far apart – or further? And what does this mean in the instance of fraud prevention or identity...
Faster, quicker customer decisions – now you can
Consumer lending has always been a competitive marketplace, but in recent years the level of competition has increased. Customers have easy access to product and price comparison sites, meaning price...
10 best practices for running a Facebook advertising campaign
Facebook advertising is straightforward to create and manage but to get the best results you need to follow these best practices - free guidance from our...
Employing apprentices – do they need a Criminal Record check?
With the Government’s plans to reach three million new apprentices by 2020¹, it’s becoming more attractive for businesses to employ apprentices, particularly with the introduction of the...
What is first, second and third party fraud?
In the first half of 2017, we saw an interesting trend. Detected fraud shifted from being led by identity theft (third party) to an increase in first party fraud. However, so far this year we’re...
Putting Online Personalisation Into Practice
It’s easy to think that personalised customer experiences are most suited to physical spaces such as shops, banks or travel agents, where members of staff greet customers (perhaps by name) as they...
Hot Topics
Rising persistent debt and arrears stems a need for lenders…
The financial services sector has a huge opportunity to better understand each applicant and customer today. The rise of data, and requisite analytical and technological power, provide new...
Age, attitudes and the economy: a look at the factors…
When assessing affordability, the more you know about an individual’s financial situation and behaviours the better. But to understand how their affordability might change over time, and how you...
Generational divide, economic influence and a universal view of a…
There’s an opportunity across financial services to help people in many ways. While today’s economy could be described as ‘nervous’, people’s economic attitudes are somewhat indifferent....
How can data sharing enhance credit risk modelling?
Data sharing can enhance credit risk modelling in multiple ways. Open Banking provides a much deeper understanding of an individual. Until now credit scoring has been built on the use of historical...
Faster, quicker customer decisions – now you can
Consumer lending has always been a competitive marketplace, but in recent years the level of competition has increased. Customers have easy access to product and price comparison sites, meaning price...
Pensions Dashboard – what are the key challenges for the…
Marie Walker of Finance Edge asks Richard Howells, Director of Insurance, Wealth, Life and Pensions at Experian UK & Ireland, to discuss some of the issues for the industry with the pensions...
Understanding the tipping point of vulnerability
Today there is an opportunity presented by data and analytics to better understand an individual’s circumstances. To be able to make decisions that are built on more enhanced insight, to therefore...
Innovation and opportunity: using open banking to drive better customer…
We’ve spoken at length about the advantages open banking will bring. How it will enable us to support our customers better, and improve credit access for those who have previously been excluded....
Risk in an open-data world
In our last White Paper: Rethinking affordability, we explored the increasing role of affordability in lending. At Experian, we welcome the FCA’s distinction between credit risk and...
Our Customers
Case Study: Alton Towers Resort
The UK’s number one theme park, Alton Towers Resort have been welcoming visitors through their doors for over 35 years. With a high level of staff turnover due to the seasonal nature of Alton...
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...