We love what we do and one of our favourite parts is being able to share the nuggets of insight we gather, our expert knowledge and opinions on the latest trends so we can help professionals and businesses grow. In our ‘Latest Thinking’ pages you’ll find blogs about the latest innovations in data technology, whitepapers on advancements in identity verification and data-driven marketing infographics, to name but a few. From industry specific news to the latest hot topics, we’ve got it covered.
Rethinking Affordability
One of the most important considerations facing us as an industry is how we manage responsible lending. Last year (2017), the Financial Conduct Authority (FCA) began consulting on proposed changes...
Experian Background Checking launch of free Criminal Record checks
We are pleased to announce that Experian Background Checking services now offers free Standard and Enhanced DBS Criminal Record Checks for volunteers. Organisations taking on volunteers can take...
Rising threat of fraud
Experian research shows that there is a growing gap between fraud realities and customer expectations. In the new whitepaper, Rising Threat of Fraud, we look at several of the key trends...
The state of personalisation – it’s still high on the…
The findings in this post are taken from the 2018 Digital Marketer Report which is coming soon… We may have been talking about personalisation for many years now but judging by the findings of our...
Most regulation focuses on the customers and regulations across markets…
As regulators focus on the customer it means different market regulations are becoming largely similar. It is creating a uniform set of standards – let’s look at how: The GDPR requires every data...
The six drivers that affect a person’s decision to share…
In the world of marketing, the ability to gather data is critical. Only with customer data is it possible to tailor experiences to suit individuals, removing...
An Experian Business Review
Global research into business priorities and challenges. It is Experian’s privilege to be sharing with you our recent research report uncovering the key trends and challenges impacting large...
Planning a data migration in 2018?
Last year, Experian commissioned Dylan Jones and the team at Data Migration Pro to carry out a programme of research looking at the current data migration...
How the Right to Work Check App has streamlined our…
We caught up with Faye Bell, HR Operations and Onboarding Manager here at Experian about how she got involved in creating the Right to Work...
Hot Topics
Pensions Dashboard – what are the key challenges for the…
Marie Walker of Finance Edge asks Richard Howells, Director of Insurance, Wealth, Life and Pensions at Experian UK & Ireland, to discuss some of the issues for the industry with the pensions...
How can data sharing enhance credit risk modelling?
Data sharing can enhance credit risk modelling in multiple ways. Open Banking provides a much deeper understanding of an individual. Until now credit scoring has been built on the use of historical...
Understanding the tipping point of vulnerability
Today there is an opportunity presented by data and analytics to better understand an individual’s circumstances. To be able to make decisions that are built on more enhanced insight, to therefore...
Innovation and opportunity: using open banking to drive better customer…
We’ve spoken at length about the advantages open banking will bring. How it will enable us to support our customers better, and improve credit access for those who have previously been excluded....
Risk in an open-data world
In our last White Paper: Rethinking affordability, we explored the increasing role of affordability in lending. At Experian, we welcome the FCA’s distinction between credit risk and...
Data + science = value, true value
When it comes to analytics, data science is front and centre of how a revolution is happening. The financial services, banking and insurance sectors all capture lots of data points and typically...
How categorisation and aggregation bring open banking to life
There’s a big opportunity around real-time exchange and aggregation of bank statements in association with other complementary data such as credit information. Part of the opportunity lies in...
10 steps for gaining consent in an open-data world
From the GDPR to Open Banking, the PSD2 to the FCA’s new emphasis on affordability, regulators and government have led a systemic shift towards empowering the customer. Today it is customers, not...
NEWS: Bank of England announces interest rates rise. What do…
On 2nd of August the Monetary Policy Committee (MPC), voted to increase interest rates to 0.75% – rising by 25bps, as per our forecasts. This makes interest rates the highest they have been in...
Our Customers
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...
Case study: Saga services
Saga sees instant savings from using Experian’s fraud solutions in their processing. Saga is a British company focused on supporting the needs of those aged 50 and over and currently serves more...