Content written by James Rawlines

Be more confident when applying for business credit

Would you like to know your chances of being accepted for a business loan, before you apply? Checking your business credit profile before you make your application, enables you to see if there are...

Blog - May 2015
Find out why you might have a poor business credit…

There is no universal cut off between your company having a good business credit score and a bad business credit score, but you are generally seen as having bad credit if your score is below 50....

Blog - Mar 2015
Why it’s important to separate your business credit from personal…

Did you know that 56%* of company owners have used their own money to support their business, with the average amount invested being £22,700? It’s certainly true that many small business owners...

Blog - Mar 2015
10 Steps to improve your business credit score

  Credit scoring is vital to the growth of any business – from winning new contracts, to securing additional borrowing, to getting better deals from suppliers. And there is no time like the...

Blog - Mar 2015
How do I get my business credit report?

You can check your business credit report through subscribing to Experian My Business Profile. Through My Business Profile, you get full visibility of your business credit report, which includes...

Blog - Mar 2015
How is my business credit score determined?

A number of factors are taken into account when calculating your business credit score. These...

Blog - Mar 2015
The Late Payment Survey: how is late payment affecting business?

British businesses currently have to wait an average of 22.5 days beyond agreed credit terms to be paid by their customers, according to new research. This figure, which represents the longest delay...

Blog - Mar 2015
Late Payments: SMEs are owed almost £55bn

Small and medium UK businesses are owed more than £55 billion in unpaid or outstanding invoices, a new study has revealed. The study, conducted by the European payment systems provider Sage Pay, has...

Blog - Apr 2014
Data sharing: using business payment performance information

In February 2012, a new set of rules were announced for businesses with an annual turnover of less than £632,000, allowing them to choose, if any, what financial information they disclose. With the...

Blog - Mar 2014
Payment Performance: Protect yourself against Days Beyond Terms

Our payment performance information, which continually analyses data on nearly two million businesses, reveals that UK firms were paying their bills almost 28 days late at the end of 2013, two days...

Blog - Feb 2014
Late Payment: Small Businesses showing the way

The quarterly Late Payment Index from Experian revealed the UK’s largest businesses are paying their overdue bills on average 15 days later than their smallest counterparts. When compared to the...

Blog - Nov 2013
Good news on insolvency… but with a cautionary tale

Experian’s latest monthly Business Insolvency index shows that, overall, the level of business insolvency in the UK continues to decline. 0.08% of UK businesses went under in July, down from 0.09%...

Blog - Oct 2013