Content written by Jon Roughley

Jon joined Experian in April 2013. He previously held a number of senior strategy and change positions in UK financial services companies, with a focus on life, pensions and investments. Jon is responsible for developing and overseeing the delivery of strategy across all segments of the UK&I business. He works closely with business unit Managing Directors to identify and deliver new data, product and market strategies, including acquisition opportunities. Jon coordinates the development of the UK&I business strategy and is responsible for the delivery of a number of the key business strategic initiatives including Consumer Contributed Data, Affordability and ExPin. Jon has a Master’s in Business Administration (Distinction) from the University of Northampton.
5.8 are credit invisible, and 2.5 are excluded from finance…

In this blog, we explore how the lending industry can make credit more inclusive. More than 5.8 million people in the UK are excluded from large parts of the credit market, either because they have...

Blog - Apr 2019
Innovation and opportunity: using open banking to drive better customer…

We’ve spoken at length about the advantages open banking will bring. How it will enable us to support our customers better, and improve credit access for those who have previously been excluded....

Blog - Sep 2018
How categorisation and aggregation bring open banking to life

There’s a big opportunity around real-time exchange and aggregation of bank statements in association with other complementary data such as credit information. Part of the opportunity lies in...

Blog - Aug 2018
10 steps for gaining consent in an open-data world

From the GDPR to Open Banking, the PSD2 to the FCA’s new emphasis on affordability, regulators and government have led a systemic shift towards empowering the customer. Today it is customers, not...

Blog - Aug 2018
Rethinking Affordability

One of the most important considerations facing us as an industry is how we manage responsible lending. Last year (2017), the Financial Conduct Authority (FCA) began consulting on proposed changes...

Whitepaper - Jul 2018
What motivates people to share their data?

There are three main reasons why people share their data with organisations. The first is proximity of purpose: they’re in the moment and need to share data at that point in time. They want to...

Blog - Jul 2018
How organisations can learn from disruptive innovators

Innovation has changed all markets and sectors, shifted us to an ‘always-on’ culture, and placed new-entrants and competitors at the centre of an environment where constant evolution is the norm....

Blog - Sep 2017
How do you drive a change strategy forward?

No implementation means no innovation – here’s how to get it right Good intentions and ideas are nice to have, but if a business is unable to turn aspirations into new ways of working, then...

Blog - Jul 2017
People may have new attitudes but they have the same…

In our now digitalised world there is evidence that, for some people, value and convenience are overcoming concerns over data usage. But that doesn’t mean that organisations can get away with...

Blog - Jun 2017
Consumer Expectations for Their Data

Data gives us amazing opportunities to improve the way we work and to deliver better, more personalised services for customers. We can also reduce financial exposure and risk, protect our corporate...

Blog - Jan 2016