Identity theft and fraud – go to battle with the…
Identity theft is the beginning of a journey, one which often involves fraud, loss and a great deal of distress for those who have had their identities...
Fraud, biometrics and the fear factor
High profile data breaches have alerted us all to the increased risk we’re at from fraud. With criminals accessing the personal information of millions of people the search for new and clever ways...
Fraud – does it have to affect customer experience?
Latest statistics show a marked shift in the level of third-party fraud– where a victim’s identity has been stolen. This trend has developed over the past year and fraud related to stolen...
Account Number Portability – The Next Logical Step?
In September 2013 the UK Payments Council launched the Current Account Switching Service, this means that people can switch their current account to a new participating bank and have their new...
Their data breach – your problem
Almost daily we read about scary data breaches, there have been some massively high profile cases. We greet each with a combination of horror and thankfulness that it’s not us that’s let...
Four reasons why identity checking isn’t simple
Checking the identity of customers is an important part of doing business for many organisations, but it is not always a straight-forward...
Three things to consider as we go cashless
It is predicted1 that we’ll be reaching a UK payments milestone on or about March 8th this year when our use of cash will be overtaken by cashless payment...
We really won’t wait!
A recent survey by Interparcel.com1 was reported in the Telegraph on 27th Jan (click here), this showed just how impatient the UK public are – we’re really not willing to wait for...
3 Reasons why identity checking customers with personal questions needs…
To protect themselves from account takeover fraud and to protect customers from the effects of identity theft many businesses need to check they are dealing with their genuine customer whenever and...
It’s not just account number checking – 3 extra benefits…
Bank account validation is not is not just account number checking. This week our experts take a look into 3 extra benefits our customers are getting from bank account...
3 things to be learned from the UK as Faster…
In the UK the Faster Payments system has been up and running for 6 years. We’ve become used to sending and receiving money, if not quite in real-time then much faster than previously; in an...
3 occasions when validating bank account data isn’t enough
When I joined Experian almost four years ago I remembered struggling to understand the difference between bank account data validation and verification – weren’t they both checking that...