The Covid 19 containment phase has led to the deepest recession in UK history with the worst impacts yet to be seen due to the furlough scheme and emergency payment holidays (EPH). As these initiatives come to an end, it’s expected that there will be a significant increase in bad debt on credit agreements. This podcast provides a view of trends in Delphi scores and underlying credit bureau data since the beginning of 2020. With demand increasing we cover how the score is performing, alongside how credit profiles are changing.