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Accurate data powers effective lending

Experian’s Commercial Credit Bureau is a market-leading source of information on British businesses and their financial health. Using data compiled from our bureau, this paper explores UK business’s ability to pay back, and steps lenders can take to reduce their own exposure.

The Bounce Back Loan Scheme (BBLS) triggered unprecedented borrowing volumes among UK businesses in mid-2020. Although government-backed guarantees are in place; where BBLS loans go bad, lenders face reputational, administration and refinancing costs.

In this paper, we analyse early indicators to explore:

  • how well UK businesses have bounced back
  • their ability to pay back their loan
  • how lenders can mitigate the impact against themselves

Complete the form below and read our latest whitepaper “The Bounce Back Loan Scheme: a thriving SME economy or an artificial one?” to unpack how well UK businesses have bounced back, and the impact the hidden costs on lenders as a result.

Download the whitepaper - "The Bounce Back Loan Scheme: a thriving SME economy or an artificial one?"

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