Whether you’re assessing affordability for your customers or building new affordability strategies, we have the tools you need.
Find out more Driving credit confidence with The Right Fuel Card Company
Overview: Driving credit confidence with The Right Fuel Card Company
How did our integrated credit risk solutions help The Right Fuel Card Company achieve their goals?
The Right Fuel Card Company (RFC), part of the Edenred Group, supports around 20,000 active customers and processes 1,000 new fuel card applications each month. Their customers range from sole traders to fleet managers – all of whom rely on RFC for streamlined payments and credit to manage fuel costs.
RFC needed a smarter, real-time view of affordability. That’s where we helped.
Challenge overview
Beyond simple transactions, RFC provides tailored fuel card solutions that help businesses monitor spending, control usage, and optimise route planning. Their services include consolidated invoicing, flexible credit terms, and access to a wide network of fuel stations, enabling businesses to simplify administration and improve cash flow.
RFC needed a smarter, real-time view of affordability—beyond traditional scorecards—to protect its margins and grow safely.
View The Right Fuel Card Company Profile
Company Bio:
Right Fuel Card is an independent distributor of fuel cards with a mission: simplify the fuel management of businesses across the UK.
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Commercial affordability has enabled us to look at customers’ bank accounts in terms of how much money they’ve had coming in and going out. It’s been a real focus on their cash position. For me, Experian are the most innovative of the credit reference agencies on the market.
Solution overview
A pivotal shift came when RFC trialled Experian’s Commercial Affordability Insights—a product designed to bring real-time visibility into a business’s financial health by analysing live bank transaction data. It goes beyond traditional credit reports by assessing actual income, outgoings, and cash flow trends.
The tool provides a red/amber/green risk indicator that enables lenders to:
- Spot cash flow issues before missed payments occur
- Segment customers by affordability
- Tailor interventions, monitoring, or credit terms with greater precision
For RFC, the impact was immediate.
This wasn’t just improved credit control—it was a step-change in resilience, giving RFC the insight and agility to protect revenue and lend with greater confidence.
If your business is looking to improve credit performance, reduce risk, and gain and true commercial edge, take the next steps.
Our data strength and innovative tools are ready to help
Results
- Reduced bad debt exposure
- Improved credit approvals with speed and confidence
- Focused resources on the right risks, with far greater accuracy
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