Making the right decisions is a vital part of being successful in business; whether interpreting analytics and insight, consumer and commercial credit risk or automation processes. Our in-house experts develop the tools to help you in your daily decision making and we share their knowledge and expertise right here, with you.
Say YES to a faster customer onboarding process
Using cloud-based software for customer acquisition not only saves you time by automating your onboarding process, but enables you to reduce customer acquisition costs and put your customers...
Understanding the supply chain of a decision
How insurance contributes towards financial inclusion and affordability Financial inclusion, such as affordability, is a core priority of regulators and businesses and is causing change. With changes...
10 dimensions of decisioning
Download the blog The topic of automation is top of the minds of most businesses across the UK and EMEA. Recent research shows how most plan to automate many more business processes this year, and...
Safeguarding talent and saving c.$14m with predictive workforce analytics
Read the full story Background Retaining key talent and providing a fulfilling work environment are critical to Experian’s innovation and growth agenda. However, like with many businesses,...
Changing the game in equipment finance and helping businesses get…
Q&A with PEAC Finance’s Stephen Fenton At Experian our mission is to help enable our customers to power data-driven opportunities that support innovation and better customer experiences....
Making the invisible visible
Meet the UK’s ‘Invisible’ population – 5.8 million people who are virtually indiscernible to the mainstream financial system, because there is little or no information available on their...
Rising persistent debt and arrears stems a need for lenders…
The financial services sector has a huge opportunity to better understand each applicant and customer today. The rise of data, and requisite analytical and technological power, provide new...
Age, attitudes and the economy: a look at the factors…
When assessing affordability, the more you know about an individual’s financial situation and behaviours the better. But to understand how their affordability might change over time, and how you...
Is there still a generational divide?
Across generations there is a clear divide. Experian’s Financial Strategy Segments (FSS) tool shows that, for several groups of the population, there’s a strong link between life stage and...
The benefits of using a software platform for decisioning
An organisation that wants to make customer orientated decisions needs a software platform to implement decisioning. Having multiple data sources feeding into a system can be challenge but automation...
Creating a friction free digital customer experience
The rise of digital created certain expectations about how much easier the digital journey should be for the customer. In reality the customer experience has often been the opposite. Customers are...
How can data sharing enhance credit risk modelling?
Data sharing can enhance credit risk modelling in multiple ways. Open Banking provides a much deeper understanding of an individual. Until now credit scoring has been built on the use of historical...