Making the right decisions is a vital part of being successful in business; whether interpreting analytics and insight, consumer and commercial credit risk or automation processes. Our in-house experts develop the tools to help you in your daily decision making and we share their knowledge and expertise right here, with you.
Don’t focus just on interest rates. There are many economic…
This time last year we were talking about the forthcoming squeeze on incomes. Inflation was comparatively low, and wage growth was quite strong. But, the latest economic data confirms that today...
Open Bank APIs bring UK banking to the forefront of…
The emergence of open banking APIs into the UK is a landmark event in our opinion. It puts the UK ahead of the world and enables better products, services and better practices to be created. From...
PowerCurve Originations wins Best Credit Reference and Information Solution at…
Experian’s PowerCurve Originations was awarded ‘Best Credit Reference & Information Solution’ at the first ever Credit & Collections Technology Awards. The Credit & Collections...
Navigating the components of Open Banking
Open Banking will bring new challenges for lenders – their technology and IT infrastructure. Banks that are mandated to share data are carrying the cost of bringing Open Banking to market. But,...
How can technology play a part in digital mortgages?
We live in a technology enabled generation where customers take for granted that access to almost anything is available on your mobile phone. UK mortgage lenders operate in a process driven market...
The role and value of APIs in modern business
More data is in circulation than ever before and technological advancements have been significant in response to this. However, more than a third of businesses now express concern over how they can...
Open banking brings control, consent and value
Open Banking is based on a set of open bank APIs. Designed to open up more choice, more coverage and more products and services to democratise services to be available to all. It will provide a...
Protect your bank and your customers – why candidate checking…
No matter what size your business is, candidate vetting is important. Checking can help minimise your risk by applying thorough and compliant checks on all your prospective candidates. But equally,...
Financial management: 6 examples of how Open Banking will help…
Imagine a world where data is shared in an instant, including a customer’s bank statement. That world isn’t imaginative, it’s soon to be...
Part 1: Innovation is three dimensional
At Experian, innovation sits at the heart of our global culture. How we innovate is quite varied. From finding new ways of using data effectively, through to identifying how we can help more people...
How business data can enhance commercial lending
When it comes to commercial lending, data quality and data quantity are important. With business data often limited in what’s...
How do you prepare for Open Banking? Here are 6…
Business models are shifting and new technical challenges lie ahead with the implementation of Open Banking. Open Banking will provide a much deeper understanding of your...