Making the right decisions is a vital part of being successful in business; whether interpreting analytics and insight, consumer and commercial credit risk or automation processes. Our in-house experts develop the tools to help you in your daily decision making and we share their knowledge and expertise right here, with you.
How data can help you get closer to your customers
It is unimaginable to build a digital strategy without ensuring your data is of quality, having a single customer view is also key. In this short video, Richard Howells, Director of Insurance,...
How Experian are accessing data to drive decisions
2018 is the year of data. The amount of data now available to make valuable and important decisions is huge. Experian provide a variety of powerful decisioning tools to enhance the to customer...
Experian recognised for raising Consumer Awareness in Credit
Recent research carried out by Experian found there is limited financial information available on more than four million people in Britain, meaning they may find it difficult to access financial...
2 minutes on why compliance IS a good thing for…
Some see compliance as a barrier. And this perceived ‘challenge’ of compliance – the need to treat customers fairly and always help, respect and protect their interests – can mean some are...
16 weeks after Open Banking was brought to market
Open Banking was born out of the Open Banking Standards (OBS) report published in December 2015. The subsequent Open Banking remedy issued by the Competition and Markets Authority (CMA) in 2016...
Don’t focus just on interest rates. There are many economic…
This time last year we were talking about the forthcoming squeeze on incomes. Inflation was comparatively low, and wage growth was quite strong. But, the latest economic data confirms that today...
Open Bank APIs bring UK banking to the forefront of…
The emergence of open banking APIs into the UK is a landmark event in our opinion. It puts the UK ahead of the world and enables better products, services and better practices to be created. From...
PowerCurve Originations wins Best Credit Reference and Information Solution at…
Experian’s PowerCurve Originations was awarded ‘Best Credit Reference & Information Solution’ at the first ever Credit & Collections Technology Awards. The Credit & Collections...
Navigating the components of Open Banking
Open Banking will bring new challenges for lenders – their technology and IT infrastructure. Banks that are mandated to share data are carrying the cost of bringing Open Banking to market. But,...
How can technology play a part in digital mortgages?
We live in a technology enabled generation where customers take for granted that access to almost anything is available on your mobile phone. UK mortgage lenders operate in a process driven market...
The role and value of APIs in modern business
More data is in circulation than ever before and technological advancements have been significant in response to this. However, more than a third of businesses now express concern over how they can...
Open banking brings control, consent and value
Open Banking is based on a set of open bank APIs. Designed to open up more choice, more coverage and more products and services to democratise services to be available to all. It will provide a...