Making the right decisions is a vital part of being successful in business; whether interpreting analytics and insight, consumer and commercial credit risk or automation processes. Our in-house experts develop the tools to help you in your daily decision making and we share their knowledge and expertise right here, with you.

Cementing global customer insight

Selling across borders has become crucial and is now virtually mandatory for most retailers looking to increase revenues and international income streams. We outline our latest areas of...

Blog - Jan 2013
The Mortgage Market Review: What are the implications of increased…

After much consultation the FSA published its final version of the Mortgage Market Review on October 25th. The new rules arising from the Mortgage Market Review (MMR) will not change who will be lent...

Blog - Dec 2012
Santa is a fraud

Santa is a fraud. Just look at the warning signs, says device recognition specialist and Experian international partner iovation. It identifies one billion mobile devices globally and currently...

Blog - Dec 2012
Post-Christmas sales set to highlight retailers’ unholy trinity – Tolerance…

Given the ongoing economic squeeze on many households, tolerance, convenience and security are now the three critical issues and of acute importance for retailers and ecommerce sites. The dilemma...

Blog - Dec 2012
Innovation in a competitive climate: can you rise above the…

The face of lending is changing noticeably. Since the credit crisis of 2007, managing risk is high on the agenda and banks are rightly tentative about extending credit. New regulations imposed by the...

Blog - Dec 2012
Mortgage fraud set to surge in 2013 and will hit…

Experian predicts there will be a dramatic increase in attempted mortgage fraud in the UK next year, bringing the number of people fraudulently trying to obtain home loans to the highest level since...

Blog - Dec 2012
Are you making the most of stress testing?

Stress testing our consumer and commercial portfolios has become part and parcel of regulatory reporting in the aftermath of the credit crunch. With more robust stress test methodologies being...

Blog - Nov 2012
Are lenders seeing all the distress signals?

Already well-established within the UK credit industry, data sharing has proved a highly rewarding tool for responsible lenders for more than 30 years. However, with the global financial meltdown of...

Blog - Nov 2012
Big Data – big headache or big opportunity

We live in an increasingly digital society. We shop, meet friends, research our holidays, learn and play games online using computers, smartphones and tablets. GPS-enabled smartphones broadcast our...

Blog - Nov 2012