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Risk in an open data world
In an ideal world, customers would be granted credit only if they can afford to repay in a sustainable manner and without harming their overall financial situation. In practice, this can never be...
Five steps to take your car dealership online during the…
By Gerardo Montoya, Managing Director of Automotive at Experian UK&I How can you start moving cars off your forecourt at a time when customer footfall has reduced to zero? That’s the...
A guide to risk management in 2020
Risk is changing. Are you ready for the opportunities and challenges? Businesses in the UK and around the world are facing a whole new range of potential risks, both in the short and long-term. As we...
How to handle portfolio changes caused by the COVID-19 outbreak
With crashing consumer confidence, enforced business closures and life as we know it changed, the coronavirus pandemic is creating huge shifts in underlying borrowing characteristics and, inevitably,...
How data can provide the insight commercial lenders need now
It is already a well-worn adage that these are unprecedented times. But when it comes to managing credit risk it’s a particularly poignant truth. Unprecedented times come with uncertainty, and...
How to reassess affordability in the light of COVID-19
The coronavirus pandemic has hit lending at an uncomfortable time. With growth already slowing and affordability stretched, new income uncertainty is straining customers’ resilience – yet their...
Alternative funding options for SMEs
In our latest SME Support blog we’re going to take a quick look at some of the funding options that are out there to help businesses get through this unprecedented situation. We’ll cover...
Business resilience – Prioritising today to enable tomorrow
“We’re in unprecedented times.” Whilst it’s an overused phrase, it perfectly captures the situation that the world finds itself in. It’s sometimes overwhelming to think about...
Paying it forward with Payment Performance
As part of our latest SME Business Resilience blog series, we look at one of the ways that businesses of all sizes can actively improve their access to finance on good terms – Payment...
Why good quality data is even more critical right now
The key to success is now more than ever underpinned by a business’s ability to manage and leverage its customer data effectively. All organisations suffer from inaccurate data to some degree, but...
Managing increased risk in your commercial lending portfolio
UK businesses have been hit hard by the COVID-19 pandemic. Many can no longer operate due to lockdown and we know from our own economic analysis, that more than half of small businesses hold only...
Telco operators: Do you trust your data and what does…
Mark Wright, Telcos and Utilities Consulting Partner. Every conversation I have involves data. Whether that’s finding additional insight into customers, business operations to streamline processes,...