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The impact of Covid-19 on Data Quality in CAIS submissions
Good data quality is essential. The better it is, the more value you can extract from it. However, in our recent Data Management report we found that only half of the...
Enabling a 360° view of SMEs within your portfolio to…
One of the key aspects of commercial portfolio management is trying to get a 360-degree view of a SME. Building this allows you to gain a holistic view of risk and opportunity and enables you to...
Advanced analytics today
The use of analytics to understand and interpret data is nothing new. But as our data universe has expanded, so have our technological capabilities. Today’s advanced analytics can process huge...
Analytics that let you move at the speed of the…
These are exciting, yet challenging, times for business. The growth of data has been well reported. Team that with the requisite computing power – also known as advanced analytics – and the...
Experian’s Delphi scorecard proves its accuracy in recent scenario test.…
We’ve undertaken significant analysis around the impact of COVID-19 on the Delphi score profile, exploring its accuracy and ability to withstand change. Our analysis evidences that the score...
Commercial lending fit for the new normal: Managing volatility across…
The shock Covid-19 has had on the UK’s small business market is highlighting the importance of having the controls and measures in place to manage your commercial portfolio using more dynamic...
How do you identify early signs of stress, to accurately…
Businesses that would have passed onboarding risk policies with flying colours before, are now facing extreme turbulence and stress. Models and assumptions that usually determine pricing and...
How to solve CAIS data issues for fast, efficent submissions
We are all striving for good quality data. Providing accurate data that reflects the consumers circumstances is crucial. This is becoming more challenging due to the increasing and evolving range of...
How to address increasing demand in credit from SMEs
As of 24th May, the Bounce Back Loan Scheme (BBLS) lent £18.5bn to 608,069 small businesses as, up from £14.2bn by 17 May. In contrast, CBILS, which lends up to £5m, only lent £8.15bn since its...
The democratisation of data
Over the last few years we’ve seen more data become accessible than ever. And for businesses that can take advantage of this democratisation of data, rewards include faster decision-making, more...
The economic impact of Covid-19 on businesses and commercial lending…
It’s clear that the country is facing one of our most challenging economic times. Lockdown meant many businesses were unable to operate. Now as we return to normality and businesses begin to...
Make better decisions about your business customers
In a highly competitive, unpredictable and ever-changing market, the ability to make intelligent, better informed, automated decisions is critical. Thanks to simultaneous advances in data, analytics...