Making the right decisions is a vital part of being successful in business; whether interpreting analytics and insight, consumer and commercial credit risk or automation processes. Our in-house experts develop the tools to help you in your daily decision making and we share their knowledge and expertise right here, with you.
The future’s digitalisation has arrived early – and it’s here…
2020 accelerated digital by two years +. But what does this mean? What does the credit risk environment look like – and what are the key strategies needed to adapt, survive and thrive in the...
Making sense of commercial data sharing to improve trade credit…
As published in the January/February 2021 issue of the CICM magazine Credit Management What do you do when you want to book a holiday to somewhere you haven’t been before or buy a new electronic...
The rise in commercial delinquency and how to reduce the…
Signs of stress are emerging Emergency loans have triggered a swell in demand for commercial credit, which has been extended to more than 1.5 million businesses (via the Coronavirus Business...
How has consumer behaviour changed and what does this mean…
The insight your business needs to thrive in the changing economy The last decade has seen a shift in consumer behaviours further compounded by the pandemic, resulting in a faster-changing credit...
How Tymit make the right lending decisions, with speed and…
The fintech Tymit started from the belief of two brothers, Martin and Nico, that there should be a better, more budget-friendly way of financing purchases over time than using credit cards or loans....
Using short and long-term indicators of stress to more accurately…
Throughout 2020 both small businesses and companies that support them have been hit hard by the impact of Covid-19. At Experian we have focused on what insight we have available to best support these...
IFRS 9 Impairment explained: Challenges and solutions for 2021 and…
Replacing IAS 39, IFRS 9 financial instruments is an international accounting standard that has introduced a raft of measures that govern how Expected Credit Losses (ECLs) should be calculated and...
Open data and open banking – what does the future…
Digital technologies have changed the financial services sector forever, with more and more customers wanting to access personalised digital experiences online, or on their mobile devices. Even...
Latest Mortgage and Housing Market trends and key factors for…
Recorded 1st December 2020 Update on credit trends in the mortgage market and what changes to expect in the new year – Dave Kerry, Head of Data Insight In the mortgage market, we saw growth into...
How to protect commercial lending portfolios in fast-changing business and…
Over the course of 2020, the UK has seen unprecedented times with countless businesses closing and several services being no longer required. The market changes we’ve seen has brought the impact of...
The latest unemployment trends – November 2020
What unemployment trends have we seen and what do we expect as we move into 2021? Latest trends The latest labour market data from the Office for National Statistics (ONS) showed that the UK...
The latest GDP trends – November 2020
What GDP trends have we seen and what do we expect as we move into 2021? Latest trends The latest GDP data released by the Office for National Statistics (ONS) showed that the UK economy grew by a...