How has the economy changed, and how will it change?…
At Experian we are in the unique, and unrivalled position of being able to look back, and forward across the credit economy. This unique view is driven by access to our in-house experts within our...
The Three Rs of a Data Breach: Respond, Reassure &…
The ability to act quickly after a data breach is essential, but only achievable if you have a plan in place Current research...
Retail spending remains healthy a month before the festive peak
November saw growth of 0.2% (month-on-month) in retail sales volumes. In the three months leading up to October volumes were up 2.1%. This is the biggest increase since Q4 (October, November and...
Brexit: What the UK’s businesses should do next
The historic vote to leave the European Union has brought joy and despair in almost equal measure across the UK, along with a great deal of uncertainty for our businesses. Questions linger over...
What are the challenges currently facing SMEs?
In a rapidly changing world and volatile economy, businesses need to be aware of the challenges they are current faced with. They may not have an entourage of consultants to advise them on how to...
Experian’s benign CPI forecast broadly unchanged as CPI growth remains…
The Consumer Prices Index (CPI) rose by 0.3% in the year to May, unchanged from April. Other than a spike in CPI in March, due largely to the timing of Easter, inflation has been at 0.3% for every...
Experian expects CPI inflation to increase very gradually, though the…
The Consumer Prices Index (CPI) rose by 0.3% in the year to April, down from 0.5% in the year to...
Preparing for IFRS 9 – A tailored approach to loss…
With a tailored approach, you get the best forecast of future losses for you – one that suits your portfolio perfectly rather than a one-size-fits-all...
Preparing for IFRS 9 – The wider benefits of transitioning…
IAS 39 has been around in its current form since 2005, so you may be nervous about the transition to IFRS 9. However, as All Blacks legend Brad Thorn discovered, switching from one system to another...
Labour market gains ease but earnings growth accelerates
In line with Experian’s expectations, today’s figures from the Office for National Statistics (ONS) show growth in most labour market metrics eased from the strong rates reported last month....
Preparing for IFRS 9: Take the direct route to accurate…
In life, it does not matter how much work you put into something if you are heading in the wrong direction, as one Olympic athlete once discovered to his...
Q4 GDP in line with Experian’s view that the economic…
The second estimate of GDP was unrevised from the preliminary figure, confirming growth at 0.5% q-on-q in 2015 Q4. This follows q-on-q growth at near 0.5% in each of the previous three quarters,...