Keep up to date with the latest news on the hottest topics that affect our business world. Hot right now: the GDPR, affordability, open banking and pensions.

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NEWS: Bank of England announces interest rates rise. What do…

On 2nd of August the Monetary Policy Committee (MPC), voted to increase interest rates to 0.75% – rising by 25bps, as per our forecasts. This makes interest rates the highest they have been in...

Blog - Aug 2018
How Experian solved the Big Data problem of Open Banking…

Today’s digital, data-fuelled economy means many businesses are struggling to extract the right level of insight to inform their operations and decision-making strategies. At the same time, the UK...

Blog - Aug 2018
The open data opportunity for insurers

Outside of banking, many people’s knowledge of ‘Open Banking’ is quite sparse. I would define Open Banking as two things:  The use of APIs to share bank statement data: everything a consumer...

Blog - Jul 2018
Open data can now be categorised to bring value that…

“To extract value from open data, you need to categorise it. When you do, the results are...

Blog - Jul 2018
Rethinking Affordability

One of the most important considerations facing us as an industry is how we manage responsible lending. Last year (2017), the Financial Conduct Authority (FCA) began consulting on proposed changes...

Whitepaper - Jul 2018
What motivates people to share their data?

There are three main reasons why people share their data with organisations. The first is proximity of purpose: they’re in the moment and need to share data at that point in time. They want to...

Blog - Jul 2018
Three questions on Open Banking

The most common questions that we are asked about Open Banking relate to three issues: First: is it safe? It is as safe as the online banking services we have used for years. Organisations are...

Blog - Jun 2018
Experian approved to offer Open Banking services by the FCA

We have been granted approval by the FCA to offer Open Banking services. This exciting development means we can support the Open Banking initiative so that data can be shared securely and with...

Blog - Jun 2018
How Experian are accessing data to drive decisions

2018 is the year of data. The amount of data now available to make valuable and important decisions is huge. Experian provide a variety of powerful decisioning tools to enhance the to customer...

Video - Jun 2018
How to approach good data management

Data quality is a crucial aspect of attaining good data management. With the GDPR, regulations such as Open Banking and mandates like KYC, it is imperative that organisations investigate, assess,...

Video - May 2018
It’s only just begun – making GDPR business as usual

It will come as no surprise to most that today the GDPR comes into force and organisations in the UK must now officially comply with the articles set out by the EU. Whilst it’s been a much-debated...

Blog - May 2018
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How the GDPR helps you to create good data strategies

The GDPR will continue to bring a plethora of positive opportunities. The key thing is to create a Single Customer View (SCV) in order to generate the best possible customer experience from the...

Video - May 2018