Keep up to date with the latest news on the hottest topics that affect our business world. Hot right now: the GDPR, affordability, open banking and pensions.

Topic
Content type
Pensions Dashboard – what are the key challenges for the…

Marie Walker of Finance Edge asks Richard Howells, Director of Insurance, Wealth, Life and Pensions at Experian UK & Ireland, to discuss some of the issues for the industry with the pensions...

Blog - Oct 2018
Experian data literacy
How can data sharing enhance credit risk modelling?

Data sharing can enhance credit risk modelling in multiple ways. Open Banking provides a much deeper understanding of an individual. Until now credit scoring has been built on the use of historical...

Video - Oct 2018
standup-project-meeting-large
Data Breach: It’s not what you tell your customers. It’s…

Businesses often think that a data breach can bring down a company. That’s factually correct – it can. Financially it can be crippling, especially if you’re an SME or a start-up. But it’s...

Blog - Oct 2018
Understanding the tipping point of vulnerability

Today there is an opportunity presented by data and analytics to better understand an individual’s circumstances. To be able to make decisions that are built on more enhanced insight, to therefore...

Infographic - Sep 2018
Innovation and opportunity: using open banking to drive better customer…

We’ve spoken at length about the advantages open banking will bring. How it will enable us to support our customers better, and improve credit access for those who have previously been excluded....

Blog - Sep 2018
Expert phone support is a lifeline to your customers and…

Imagine the scenario: your business has just suffered a data breach. It’s a crisis. You’re on the phone to lawyers and insurers. IT forensic teams are trying to find out what’s happened if...

Blog - Sep 2018
Risk in an open-data world

In our last White Paper: Rethinking affordability, we explored the increasing role of affordability in lending. At Experian, we welcome the FCA’s distinction between credit risk and...

Whitepaper - Sep 2018
Data + science = value, true value

When it comes to analytics, data science is front and centre of how a revolution is happening. The financial services, banking and insurance sectors all capture lots of data points and typically...

Blog - Aug 2018
How categorisation and aggregation bring open banking to life

There’s a big opportunity around real-time exchange and aggregation of bank statements in association with other complementary data such as credit information. Part of the opportunity lies in...

Blog - Aug 2018
10 steps for gaining consent in an open-data world

From the GDPR to Open Banking, the PSD2 to the FCA’s new emphasis on affordability, regulators and government have led a systemic shift towards empowering the customer. Today it is customers, not...

Blog - Aug 2018
NEWS: Bank of England announces interest rates rise. What do…

On 2nd of August the Monetary Policy Committee (MPC), voted to increase interest rates to 0.75% – rising by 25bps, as per our forecasts. This makes interest rates the highest they have been in...

Blog - Aug 2018
How Experian solved the Big Data problem of Open Banking…

Today’s digital, data-fuelled economy means many businesses are struggling to extract the right level of insight to inform their operations and decision-making strategies. At the same time, the UK...

Blog - Aug 2018