Millions of people already use fingerprint recognition to access their smartphones. For many, this is a first exposure to one use of biometric information that could become a common way to verify a person’s identity for a range of financial services.
The public is on the cusp of a huge change in the way it accesses vital digital services, but will the systems that support this new ID verification be robust against fraud?
Contributors to one of the #FutureofID Twitter debate had mixed feelings on this subject last year.
While all out theft might be difficult, the ability to ‘spoof’ ID technologies – particularly for image-based biometric identification – was a strong topic of debate.
During the debate @NickMothershaw suggested systems are built to detect the use of stolen information – and things like the use of a photo instead of a live image for facial recognition – others had concerns.
@cgledhill highlighted reports about 3D faces created from social media images that can fool security systems and the theft of 5.6m fingerprint records from a hack of US government employees’ information.
Fingerprints, added @Identitygeeza, could be captured on one device, then reused elsewhere.
The key aspect of the debate was around usage vs risk being a live issue – but hasn’t the way a consumer interacts with their bank – and the risk – always been an issue? Isn’t this just a continuation of what’s gone before?
@KirstyRowena did raise a good point about the readiness of the technology. If it was 100% secure, she said, wouldn’t it already be used widely. In fact, @nesteroaa managed to sum up the whole topic neatly:
‘For every convenience,’ he said. ‘There is a security trade off.’