During the first half of 2014 consumer fraud – also known as first-party fraud – continues to be concentrated in the inner-cities and it’s a trend that is unlikely to change given it reflects the social mix of urban neighbourhoods.
But notably more fraud hotspots are emerging in rural areas, exaggerated in part by relatively low population concentrations, although there is clearly far more fraud emerging in these areas than in previous years with notable pockets in Lincolnshire, Norfolk, Somerset, Cornwall, Pembrokeshire and the Highlands of Scotland.
The Greater London map continues to highlight concentrations of fraud hotspots in the inner-city suburbs, but is also showing a rising prevalence in wealthier neighbourhoods and leafy commuter towns. They include Wembley, Hounslow, Brentford, Edgware, Romford, Enfield, Croydon, Bromley, Luton, St Albans, Slough, but more surprisingly Dorchester, Virginia Waters, Bagshot and Farnborough.
Our third-party fraud map of the national picture reflects just how widespread and dispersed ID theft really is. It’s a nationwide challenge with fraud hotspots stretching from Hampshire to the Hebrides, that’s likely to continue.
Naturally it is biased towards wealthier areas, which is particularly clear on our Greater London map with the commuter town of Caversham, just outside Reading continuing to be a hotspot as it has been for the past few years.
Elsewhere, Beaconsfield, Hertford, Harlow, Brentwood, Maidstone, Caterham, Crawley, Cobham, Leatherhead, Effingham and Ascot all continue to feature.
But this is simply a snapshot of a far bigger picture. To find out more simply click here, to download our Interim Fraud Report 2014.