Risk in an open data world

In an ideal world, customers would be granted credit only if they can afford to repay in a sustainable manner and without harming their overall financial situation. In practice, this can never be guaranteed. Assessing affordability isn’t an exact science. Credit may be affordable for one, but unaffordable for another in a similar situation, purely because of how different people manage their finances. In an ideal world, customers would be granted credit only if they can afford to repay in a sustainable manner and without harming their overall financial situation. In practice, this can never be guaranteed. Assessing affordability isn’t an exact science.

Credit may be affordable for one, but unaffordable for another in a similar situation, purely because of how different people manage their finances. The reports cover how to consider more variables in your lending assessments including the use of non traditional data. How to find those customers with thin credit files that can accelerate your acquisition.

Explored in this whitepaper:

  • Considered attitudes and impacts
  • Empowering customer management with control and insight
  • Considering additional variables and the benefits
  • Using non traditional data
  • Understand the supply chain decision
  • Creating the opportunity for better risk management
  • Risk in a open data world

Download the whitepaper