Affordability

Rethinking Affordability

One of the most important considerations facing us as an industry is how we manage responsible lending. Last year (2017), the Financial Conduct Authority (FCA) began consulting on proposed changes...

Whitepaper - Jul 2018
Three questions on Open Banking

The most common questions that we are asked about Open Banking relate to three issues: First: is it safe? It is as safe as the online banking services we have used for years. Organisations are...

Blog - Jun 2018
Experian approved to offer Open Banking services by the FCA

We have been granted approval by the FCA to offer Open Banking services. This exciting development means we can support the Open Banking initiative so that data can be shared securely and with...

Blog - Jun 2018
How Experian are accessing data to drive decisions

2018 is the year of data. The amount of data now available to make valuable and important decisions is huge. Experian provide a variety of powerful decisioning tools to enhance the to customer...

Video - Jun 2018
How can Experian help you deliver a digital customer journey?

To deliver a frictionless customer journey companies are turning towards third parties, in particular Fintech’s who can support the customer experience from brining new thinking and innovative...

Video - May 2018
2 minutes on why compliance IS a good thing for…

Some see compliance as a barrier. And this perceived ‘challenge’ of compliance – the need to treat customers fairly and always help, respect and protect their interests – can mean some are...

Blog - May 2018
16 weeks after Open Banking was brought to market

Open Banking was born out of the Open Banking Standards (OBS) report published in December 2015. The subsequent Open Banking remedy issued by the Competition and Markets Authority (CMA) in 2016...

Blog - May 2018
Watch how open banking APIs bring UK banking to the forefront of innovation
Open Bank APIs bring UK banking to the forefront of…

The emergence of open banking APIs into the UK is a landmark event in our opinion. It puts the UK ahead of the world and enables better products, services and better practices to be created. From...

Video - Feb 2018
Navigating the components of Open Banking

Open Banking will bring new challenges for lenders – their technology and IT infrastructure. Banks that are mandated to share data are carrying the cost of bringing Open Banking to market. But,...

Whitepaper - Jan 2018
Open banking brings control, consent and value

Open Banking is based on a set of open bank APIs. Designed to open up more choice, more coverage and more products and services to democratise services to be available to all. It will provide a...

Video - Dec 2017
Financial management: 6 examples of how Open Banking will help…

Imagine a world where data is shared in an instant, including a customer’s bank statement. That world isn’t imaginative, it’s soon to be...

Blog - Nov 2017
How do you prepare for Open Banking? Here are 6…

Business models are shifting and new technical challenges lie ahead with the implementation of Open Banking. Open Banking will provide a much deeper understanding of your...

Blog - Nov 2017