Affordability

Open Banking – Embracing change in Financial Services

The arrival of Open Banking next year will require the financial services industry to become more focused on the needs of the customer. This isn’t a bad thing. Quite the contrary, it offers...

Blog - Oct 2017
6 approaches for building customer trust and gaining consent for…

As your organisation takes steps to embed Open Banking into your everyday operations, it is important to consider the order of what you need to do. One of the first objectives is to gain consent from...

Blog - Oct 2017
Silos just won’t work anymore. But what will? Customer focus.

Figures show the people in the UK owed £1.532 trillion at the end of April 2017. This is up from £1.485 trillion at the end of April 2016 – an extra £886.84 per UK adult. May’s Office of...

Blog - Jul 2017
6 opportunities for growth using Open Banking

Open Banking is considered to be the catalyst that will transform the UK banking industry. As traditional banking models evolve, new opportunities to acquire customers, minimise risks and enhance...

Blog - Jun 2017
Open Banking: The Evolution of Data Sharing

The announcement of Open Banking by the Competitions Market Authority (CMA) in August is set to transform how data is shared – but also how traditional banking is managed by the bank, and the...

Whitepaper - Mar 2017
How the technology powering affordability checks benefits both consumers and…

The process of taking out a line of credit is changing. In the past lenders were focused heavily on a consumers credit score and their current performance against existing financial commitments  –...

Blog - Feb 2017
Don’t underestimate the start up costs you may face

The number of businesses starting up in the UK is increasing year on year, with over 350,000 start-ups already launched this year (1), it is expected to surpass 2015’s figure of 608,110...

Blog - Jul 2016
Top tips to safeguard security when plugging in to the…

We're offering advice for both businesses and individuals to help them improve security and manage the risks that come with using internet-enabled products - also known as the Internet of Things...

Blog - May 2016
Fraud increases by a fifth in one year

Large payments have been diverted and fraudsters have disappeared with the money. We are also seeing an increase in impersonations of the deceased within mortgage fraud. Fraudsters use the ID of...

Blog - May 2016
Driving change: how modern consumers are challenging the status quo…

The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car...

Blog - Mar 2016
Cash-savvy millennials out-saving their free-spending parents

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month -...

Blog - Feb 2016
Helping Consumers to Make Responsible Credit Choices

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers...

Blog - Jan 2016