What opportunity does Open Banking present to the public sector?
Working for a Credit Reference Agency as a specialist in the Public Sector a key question I often receive from my clients is: Can we obtain actual income and expenditure data, for the following...
Payroll Data Migration: Your Common Questions Answered
Payroll data migration is a complex process and can be a monumental task to complete. It involves moving payroll data from your legacy system to a new system. Single country data migrations are...
From Data-Driven To Insight-Driven: Using Analytics And Insights For Deeper…
At Experian, we use our data and insights to help some of the world’s largest companies deliver better consumer experiences, from helping customers get better credit offers, to improving the...
Consumer Expectations for Their Data
Data gives us amazing opportunities to improve the way we work and to deliver better, more personalised services for customers. We can also reduce financial exposure and risk, protect our corporate...
Renting versus Buying
Many first-time buyers are debating renting versus buying and asking: is it worth saving for the seven years that it typically takes to save for a...
Is Rent Payment Information Changing the Credit Landscape?
The Rental Exchange makes vital information about rental payments available to lenders, so that you get added insight into affordability, through more complete credit scoring. By having the most...
Great Expectations: Meeting consumer demands for perfect data
As consumers take more control of their credit rating they require help and support in understanding the information that appears on their credit report and querying anything they don’t understand...
The importance of customer centricity in financial services
The importance of putting the customer at the heart of everything you do has long been discussed, but just when you think you’ve understood what they want, and how best to look after them, they...
How charities and organisations in the third sector can attract…
At Experian we do a lot of analytic work to support a wide range of charities both in terms of attracting the best donors and to identify the optimum locations for allocating resources most...
There is a wealth of data available – but what…
Here at Experian Decision Analytics we use the data at our disposal, our statistical knowledge and our business and market experience, to help lenders ensure they are making informed, and most...
Mobile Britain’s omni-channel banking evolution
Derek Garriock, Head of Business Solutions, outlines the impact digital channels have made in rapidly redefining how customers interact with their...
Growth through intelligent marketing
‘Today’s consumers expect a tailored customer experience which complements and supports their needs. And why wouldn’t they? Ultimately, when using analytics for marketing you will naturally...