2020: A year of seismic change
Applying what we’ve learnt to credit risk strategies In the months since the Coronavirus first hit the headlines we’ve seen and experienced seismic shifts in the way we live, work and spend....
Macroeconomic trends: Future forecasts and what this means for businesses
In this short video from our Managing risk in a turbulent economy webinar for commercial portfolios, which was broadcast on the 6th October, our Chief Economist Mohammed Chaudhri, gives an update on...
6 ways to strengthen your online presence to benefit your…
The COVID-19 pandemic has forced us all to live more of our lives online in new and unprecedented ways. From homeworking and homeschooling to socialising and meeting family and friends in the virtual...
Credit collections – the challenges and the opportunities
Right across the financial industry, collections teams are bracing themselves for an incredibly challenging period. How can collections adapt, survive and thrive in the COVID-19 economy and what will...
Credit market perspectives and challenges
An Experian research report exploring trends of firms’ and consumers The coronavirus pandemic has had a dramatic effect on global economies, driving a comprehensive and lasting shift in consumer...
Business resilience podcast episode 5: The changing SME credit landscape
The changing SME credit landscape The impact of the Covid-19 pandemic has and will continue to change our lives. For many businesses trading is different to pre-covid, with increased costs to fund...
Drive proactive portfolio management and support trade credit customers with…
The importance of Trade Credit and the impact of Covid-19 B2B businesses are a substantial contributor to the UK economy. It’s estimated that 40% of UK businesses derive all or most of their...
Experian’s Delphi scorecard proves its accuracy in recent scenario test.…
We’ve undertaken significant analysis around the impact of COVID-19 on the Delphi score profile, exploring its accuracy and ability to withstand change. Our analysis evidences that the score...
Commercial lending fit for the new normal: Managing volatility across…
The shock Covid-19 has had on the UK’s small business market is highlighting the importance of having the controls and measures in place to manage your commercial portfolio using more dynamic...
Insight is everything. If the quality, and assumptions, are right.
With so much statistical analysis being performed at present to understand the changing environment, you can also access a wealth of charts and data analysis. But, now more than ever, it’s...
By identifying vulnerable customers, you can create better collections strategies
Financial vulnerability has been a significant focus for lenders well before the COVID-19 pandemic began. This is expected to continue, with even more emphasis placed on proactively identifying and...
A month in review: how the economy, and credit markets…
Each month we are forensically analyzing the credit markets and the economy, to understand how things are changing, or have changed. We explore all pertinent issues too: are changes short or...