credit decisions

Lending with Confidence: A Data-Led Analysis of the Mortgage Market

The UK’s property market jolted back into life this summer after an enforced quiet period during the COVID-19 lockdown. Mortgage applications in recent months have been significantly above the...

Whitepaper - Oct 2020
Spotting signs of Resilience – helping you identify opportunities in…

As the economy starts to recover from the deepest recession on record, we are now seeing the movement towards trying to identify opportunities as well as continuing to manage the risk within the...

Blog - Oct 2020
Outsourcing and how it can work for your business

As the owner of a small business, it’s tempting to try and do everything yourself particularly in those early days when budgets are tight. The problem is there are never enough hours in the day,...

Blog - Oct 2020
How do you determine risk from opportunity right now?

Map regions and local areas against risk and opportunity There are areas of the economy at risk, but also areas which will grow faster than others. We have modelled this through the creation of our...

Video - Oct 2020
Month in review: Customer affordability, inclusion and vulnerability

Each month, we analyse how things are continuously changing, or have changed; through our data, and through ongoing industry research. This month we are focusing on the impact of Covid-19 on consumer...

Blog - Jul 2020
Empowering your customers to take control of their financial health

What customers want from every provider Pre-Covid people were already financially exposed, and while the levels of delinquencies were stable there was stress building in the financial system – the...

Whitepaper - Jul 2020
Intelligent decisions

The right decisions can help to protect and enable people at different stages of their lives. And today, thanks to simultaneous advances in data, analytics and technology, we have the opportunity to...

Whitepaper - Jul 2020
Business credit scores
Getting the most from business management software

Running your own company is as rewarding as it is challenging. On the one hand, it’s an opportunity to earn a living doing the thing you love and excel at, and basking in the success it brings....

Blog - Jun 2020
Transforming digital customer experience

In the past, interactions between customers and businesses happened face to face, or on the phone. This was true of every kind of transaction, from applying for a mortgage in a bank branch to cashing...

Whitepaper - Jun 2020
From hours to instant…the future of digital onboarding is here

Internet disruptors are making our lives easier and more convenient than ever. At the same time, internet brands have become to know what you want to buy almost before you do, and media streaming...

Whitepaper - Jun 2020
Experian CaaS is proven to reduce underwriting time by up…

Covid-19 is rapidly changing the personal financial circumstances of millions of consumers. Making it difficult for organisations to quickly assess vulnerability and identify customers that need...

Blog - Jun 2020
Protecting your portfolio as the pandemic plays out

With crashing consumer confidence, a period of enforced business closures and life as we know it very much changed, the coronavirus pandemic has created huge shifts in underlying borrowing...

Whitepaper - Jun 2020