How Tymit make the right lending decisions, with speed and…
The fintech Tymit started from the belief of two brothers, Martin and Nico, that there should be a better, more budget-friendly way of financing purchases over time than using credit cards or loans....
Using short and long-term indicators of stress to more accurately…
Throughout 2020 both small businesses and companies that support them have been hit hard by the impact of Covid-19. At Experian we have focused on what insight we have available to best support these...
Lending with Confidence: A Data-Led Analysis of the Mortgage Market
The UK’s property market jolted back into life this summer after an enforced quiet period during the COVID-19 lockdown. Mortgage applications in recent months have been significantly above the...
Spotting signs of Resilience – helping you identify opportunities in…
As the economy starts to recover from the deepest recession on record, we are now seeing the movement towards trying to identify opportunities as well as continuing to manage the risk within the...
Outsourcing and how it can work for your business
As the owner of a small business, it’s tempting to try and do everything yourself particularly in those early days when budgets are tight. The problem is there are never enough hours in the day,...
How do you determine risk from opportunity right now?
Map regions and local areas against risk and opportunity There are areas of the economy at risk, but also areas which will grow faster than others. We have modelled this through the creation of our...
Month in review: Customer affordability, inclusion and vulnerability
Each month, we analyse how things are continuously changing, or have changed; through our data, and through ongoing industry research. This month we are focusing on the impact of Covid-19 on consumer...
Empowering your customers to take control of their financial health
What customers want from every provider Pre-Covid people were already financially exposed, and while the levels of delinquencies were stable there was stress building in the financial system – the...
Intelligent decisions
The right decisions can help to protect and enable people at different stages of their lives. And today, thanks to simultaneous advances in data, analytics and technology, we have the opportunity to...
Getting the most from business management software
Running your own company is as rewarding as it is challenging. On the one hand, it’s an opportunity to earn a living doing the thing you love and excel at, and basking in the success it brings....
Transforming digital customer experience
In the past, interactions between customers and businesses happened face to face, or on the phone. This was true of every kind of transaction, from applying for a mortgage in a bank branch to cashing...
From hours to instant…the future of digital onboarding is here
Internet disruptors are making our lives easier and more convenient than ever. At the same time, internet brands have become to know what you want to buy almost before you do, and media streaming...