economics

IFRS 9 Impairment explained: Challenges and solutions for 2021 and…

Replacing IAS 39, IFRS 9 financial instruments is an international accounting standard that has introduced a raft of measures that govern how Expected Credit Losses (ECLs) should be calculated and...

Blog - Dec 2020
Latest Mortgage and Housing Market trends and key factors for…

Recorded 1st December 2020 Update on credit trends in the mortgage market and what changes to expect in the new year – Dave Kerry, Head of Data Insight In the mortgage market, we saw growth into...

Podcast - Dec 2020
The latest unemployment trends – November 2020

What unemployment trends have we seen and what do we expect as we move into 2021? Latest trends The latest labour market data from the Office for National Statistics (ONS) showed that the UK...

Blog - Dec 2020
The latest GDP trends – November 2020

What GDP trends have we seen and what do we expect as we move into 2021? Latest trends The latest GDP data released by the Office for National Statistics (ONS) showed that the UK economy grew by a...

Blog - Dec 2020
Collections Foresight Tool – estimate the volume and value of…

Do you understand how the future collections challenge could affect your business? We have a market-leading capability to overlay forward-looking economic forecasts onto our credit data. This unique...

Blog - Nov 2020
2020: A year of seismic change

Applying what we’ve learnt to credit risk strategies In the months since the Coronavirus first hit the headlines we’ve seen and experienced seismic shifts in the way we live, work and spend....

Whitepaper - Nov 2020
An economic review: Six months on – looking back to…

A reflection of 4 key performance indicators The last six months have been unprecedented by any measure. We’ve seen entire economies locked down overnight. Governments have been forced to provide...

Blog - Nov 2020
October Economic Update – an interview with Experian’s Chief Economist

We caught up with our Chief Economist – Mohamed Chaudhri, to explore what has changed in the economy over the last month. Mo shared his views on not only the economic conditions, but also areas...

Blog - Oct 2020
Woman at desk making decisions
Macroeconomic trends: Future forecasts and what this means for businesses

In this short video from our Managing risk in a turbulent economy webinar for commercial portfolios, which was broadcast on the 6th October, our Chief Economist Mohammed Chaudhri, gives an update on...

Webinar - Oct 2020
Spotting signs of Resilience – helping you identify opportunities in…

As the economy starts to recover from the deepest recession on record, we are now seeing the movement towards trying to identify opportunities as well as continuing to manage the risk within the...

Blog - Oct 2020
How do you determine risk from opportunity right now?

Map regions and local areas against risk and opportunity There are areas of the economy at risk, but also areas which will grow faster than others. We have modelled this through the creation of our...

Video - Oct 2020
How can tailored unemployment curves support your portfolio risk assessments…

Understand how you are economically exposed Rapidly rising levels of unemployment will be one of the greatest challenges to the UK’s recovery from the coronavirus crisis – and a major...

Video - Oct 2020