interest rates

Don’t focus just on interest rates. There are many economic…

This time last year we were talking about the forthcoming squeeze on incomes. Inflation was comparatively low, and wage growth was quite strong. But, the latest economic data confirms that today...

Blog - Mar 2018
The differences a decade makes to credit risk

The Bank of England interest rate sits today at 0.25%. Ten years ago it was 4.75%. To put this in perspective on a £150k mortgage over 25 years, today’s payment would be £516 a month. 10 years...

Blog - Mar 2017
Preparing for Inevitable Interest Rate Hikes

Whilst a rate rise is not imminent, it is still a question of “when” rather than “if” it will happen. Should consumers be using this respite from change to plan ahead and be ready for the...

Blog - Feb 2016
Homeowners face affordability squeeze when rates rise

The affordability of mortgage repayments is once again under the spotlight following recent comments by the Governor of the Bank of England that “gradual and limited” increases in interest rates...

Blog - Jul 2014