Latest Mortgage and Housing Market trends and key factors for…
Recorded 1st December 2020 Update on credit trends in the mortgage market and what changes to expect in the new year – Dave Kerry, Head of Data Insight In the mortgage market, we saw growth into...
Experian celebrates awards at Credit Festival
Throughout November, the Credit Festival will host a number of award programmes to celebrate outstanding achievements across multiple sectors. Experian are delighted to have won the following awards:...
Lending with Confidence: A Data-Led Analysis of the Mortgage Market
The UK’s property market jolted back into life this summer after an enforced quiet period during the COVID-19 lockdown. Mortgage applications in recent months have been significantly above the...
How can technology play a part in digital mortgages?
We live in a technology enabled generation where customers take for granted that access to almost anything is available on your mobile phone. UK mortgage lenders operate in a process driven market...
Over 95% of towns are too expensive for new families…
The UK housing market is at risk of stalemate as growing families in most parts of the country face unaffordable hikes to their mortgage if they want to move up the property ladder. For many towns...
The Mortgage Market review: Six months on…
It’s now six months since the new lending rules came into force. So has the Mortgage Market Review (MMR) contributed to a more sustainable market that serves the needs of customers better or has it...
Turn risk into reward by predicting your customers’ home moves
When customers move house, they are far more likely to change credit provider at their new address, or even leave their old balances unpaid. To convert these risks into business opportunities,...
Homeowners face affordability squeeze when rates rise
The affordability of mortgage repayments is once again under the spotlight following recent comments by the Governor of the Bank of England that “gradual and limited” increases in interest rates...