responsible lending

Alternative finance challenging mainstream lending

Before the concept of alternative finance or peer to peer lending was born, borrowing money off high street banks to start your first business or to grow it was just about one of the only options...

Blog - Jun 2016
Fraud, identity and the emerging Internet of Things

While we're not directly producing IoT “things,” we work with companies and organisations that do, to help them safeguard their customers and themselves from the impact of...

Blog - Jun 2016
Fraud costs UK economy £193 billion a year – equating…

New research shows fraud costs the UK economy £193 billion a year - equating to More than £6,000 lost per second every...

Blog - May 2016
Top tips to safeguard security when plugging in to the…

We're offering advice for both businesses and individuals to help them improve security and manage the risks that come with using internet-enabled products - also known as the Internet of Things...

Blog - May 2016
Fraud increases by a fifth in one year

Large payments have been diverted and fraudsters have disappeared with the money. We are also seeing an increase in impersonations of the deceased within mortgage fraud. Fraudsters use the ID of...

Blog - May 2016
New regulation to give hope to SMEs rejected by banks…

In March’s Budget 2016, it was announced which three organisations would be the designated finance platforms under the Small and Medium Sized Business (Finance Platforms) Regulations 2015. The...

Blog - Apr 2016
SMEs Under Threat – Data breach and the true cost…

Our third annual data breach preparedness study highlights a real lack of understanding among SMEs when it comes to quantifying the true cost of a data...

Blog - Apr 2016
A fifth of all ID fraud aimed at renters

Last year saw professional renters bear the biggest brunt of a surge in identity theft, with one out of five (20%) of all attempts aimed at young professionals living in rented...

Blog - Mar 2016
Which consumers are most at risk of ID theft?

Our Mosaic classification system reveals a host of insights into which demographic customer groups are most at-risk from identity...

Blog - Mar 2016
I’ve been refused business credit. What should I do now?

First of all, you’re not alone. Findings suggest that one in five applications for finance from the bank from small businesses were unsuccessful in the last quarter(1). Whether you’re a start-up...

Blog - Mar 2016
Spike in neighbourhood ID thefts blunted by smart fraud analysis

Postcode analysis of just one stretch of road hit by a sudden spike in ID thefts and related frauds, highlighted more than 20 detected incidents at a handful of...

Blog - Mar 2016
Spotting fraud at postcode level

Analysis of 10 addresses in and around the same area of leafy Warwickshire, pointed to a suspected ghost-broking...

Blog - Feb 2016