responsible lending

New regulation to give hope to SMEs rejected by banks…

In March’s Budget 2016, it was announced which three organisations would be the designated finance platforms under the Small and Medium Sized Business (Finance Platforms) Regulations 2015. The...

Blog - Apr 2016
SMEs Under Threat – Data breach and the true cost…

Our third annual data breach preparedness study highlights a real lack of understanding among SMEs when it comes to quantifying the true cost of a data...

Blog - Apr 2016
A fifth of all ID fraud aimed at renters

Last year saw professional renters bear the biggest brunt of a surge in identity theft, with one out of five (20%) of all attempts aimed at young professionals living in rented...

Blog - Mar 2016
Which consumers are most at risk of ID theft?

Our Mosaic classification system reveals a host of insights into which demographic customer groups are most at-risk from identity...

Blog - Mar 2016
I’ve been refused business credit. What should I do now?

First of all, you’re not alone. Findings suggest that one in five applications for finance from the bank from small businesses were unsuccessful in the last quarter(1). Whether you’re a start-up...

Blog - Mar 2016
Spike in neighbourhood ID thefts blunted by smart fraud analysis

Postcode analysis of just one stretch of road hit by a sudden spike in ID thefts and related frauds, highlighted more than 20 detected incidents at a handful of...

Blog - Mar 2016
Spotting fraud at postcode level

Analysis of 10 addresses in and around the same area of leafy Warwickshire, pointed to a suspected ghost-broking...

Blog - Feb 2016
Renewed surge in current account fraud

Detected fraud rate for current account applications soared last year from 73 in every 10,000 applications in January, to 156 in every 10,000 applications in December....

Blog - Feb 2016
Millennials’ work-ethic underpinned by high expectations, bold aspirations and increasing…

The future’s bright in the eyes of Millennials with many willing to work hard, save carefully to get there and a clear idea of what they want out of life....

Blog - Feb 2016
Nature versus nurture when it comes to adopting the best…

New research and insight from our Millennial Me & My Money report, reveals four out of five Millennials say they have received no formal financial...

Blog - Feb 2016
Cash-savvy millennials out-saving their free-spending parents

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month -...

Blog - Feb 2016
Adding age and gender to the fraud mix

Age and gender analysis across first and third-party fraud have now been added into our analysis to help offer an even broader picture of fraudsters and their...

Blog - Jan 2016