responsible lending

Helping Consumers to Make Responsible Credit Choices

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers...

Blog - Jan 2016
Online shoppers are unforgiving – once they’ve gone, they’ve gone…

Millions prefer buying online to speaking with a salesperson – for everything from financial services, to car insurance and...

Blog - Jan 2016
Elderly home-owners increasingly targeted by identity thieves

Extended families from multi-cultural backgrounds also at higher risk, while two-thirds of all identity theft victims are also...

Blog - Nov 2015
Dramatic increase in current account fraud

Current account fraud almost doubles due to extensive large scale organised...

Blog - Aug 2015
Is this the Tipping Point for banks?

Right now retail banking has reached a Tipping Point as more money than ever before is being invested into financial technology ventures. Analysis shows that challenger banks are currently seeing...

Blog - Jul 2015
New industry body will highlight the cost of fraud in…

The government’s fraud cost estimate set to be revived. UK’s only indicator on the total cost of fraud to be launched this...

Blog - Jul 2015
Current accounts become number one fraud target

Current account fraud has now surpassed mortgage application fraud, which until now had been the biggest target - 83 out of every 10,000...

Blog - Jul 2015
Plug into our interactive fraud data

There's a world of information available at your fingertips. Simply click on the links for a first-hand...

Blog - Jun 2015
Fraud Report 2015 – Who are the fraudsters and who…

Our fraud analysis includes a detailed demographic overview of which segments are committing fraud and which groups they are falling foul of the...

Blog - Jun 2015
Detected automotive finance fraud steps up a gear

Volume of detected automotive finance frauds has maintained its steady decline – all in the face of record-breaking new car...

Blog - May 2015
Fraud Report 2015 – ID theft’s relentless rise

The latest edition of our Fraud Report has been published and is now available. we've also got a superb interactive online version available as...

Blog - May 2015
Ensuring that affordability assessments are never a road block to…

If affordability assessments are not yet compulsory in the automotive industry, then why do them? The fact is that such assessments have been shown to provide major benefits for both companies and...

Blog - May 2015