responsible lending

London identity theft rates almost three times higher

Central London and outer areas of the capital face significant targeting by identity...

Blog - Apr 2015
How automotive finance providers can put customers first with affordability…

Affordability assessments are not yet compulsory in the automotive industry, like they are for other forms of credit; at least for now. That means you can decide exactly who to lend to, and on what...

Blog - Apr 2015
Data Breach Response: Are UK Businesses Ready for Anything?

Nearly one in five businesses (17%) have been hit by at least one data breach within the past two years – leaving millions of consumers exposed to the risk of fraud and ID...

Blog - Mar 2015
Current account fraud underpins the relentless rise of ID theft

Identity theft has risen 12 percentage points in the past year, now accounting for more than half of all detected frauds, with current accounts the fastest growing target for identity...

Blog - Mar 2015
Branch versus digital and the account opening battleground

Head of Business Solutions Derek Garriock, analyses banks' sales conversion rates for branches versus digital...

Blog - Mar 2015
One in two of us get frustrated at lengthy application…

New research reveals the key factors driving people to pull out of an application for a financial product or...

Blog - Feb 2015
Could pension reforms pay the way for fraud, ID theft,…

The biggest pension reform in a century gets underway in...

Blog - Feb 2015
One in three UK adults expect smartphone payments to outpace…

But current fear of fraud is preventing more widespread use of smartphones for payments in today’s...

Blog - Feb 2015
Silver surfers catch the digital wave

Join our webinar Offering your customers a better, safer digital journey, on February 5th, when our team of experts will outline a host of innovative ways to tackle fraud, without disrupting the...

Blog - Feb 2015
Neutralise hidden risks in your mortgage book

By putting data at the heart of their decisions, mortgage providers can be confident that they are making responsible lending decisions and protecting the people they are lending to, while at the...

Blog - Jan 2015
Confused.com first UK aggregator to prevent insurance fraud at the…

Experian and Confused.com in ground-breaking agreement to safeguard consumers against the threat of insurance...

Blog - Dec 2014
Eight tips to avoiding fraud on an industrial scale

Commercial fraud is on the rise and the villains are getting faster, smarter and more...

Blog - Nov 2014