There are many challenges that organisations face when it comes to identifying and onboarding customers, particularly if they’re new-to-country or international consumers. Knowing how to maintain...
Recently, I examined a sizeable set of UK application data which contained previous addresses and found there was around 30% which could be classed as non-UK. From other organisations, I have seen a...
“Fraudsters are continually evolving”, we hear this all of the time but in my view it’s not strictly true. Fraudsters would change tactics if what they are doing wasn’t working but we see the...
In the past, lending decisions have generally focussed around the issue of credit risk, which really means: ‘If you are doing okay with the credit that you have today, then let’s give you a bit...
Download the blog The topic of automation is top of the minds of most businesses across the UK and EMEA. Recent research shows how most plan to automate many more business processes this year, and...
For a long time, we’ve seen a growing gap between generations. But, is this gap still as far apart – or further? And what does this mean in the instance of fraud prevention or identity...
Experian is a data company and has a great deal of data but alone data has no specific meaning – it needs to be intelligent, it needs to be understood for the data to be of value to the user, to...
Do you have access to details about your employees, including those who work on sensitive data within your supply chain? For many businesses, the answer may be ‘no’. And while historically, data...
No matter what size your business is, candidate vetting is important. Checking can help minimise your risk by applying thorough and compliant checks on all your prospective candidates. But equally,...
Your portfolio is healthy. Balanced cash flow, good DSO (days sales outstanding), strong payment performance, and low credit risk. But what happens if your customers’ customers aren’t looking as...
Identifying customers at risk of default is a new concept to most lenders. Mark Keyworth, Client Consulting Director for Experian, explains the way to reduce risk and cost significantly; by...
Five years after the worst economic crisis of recent years, the economy is still struggling to recover, with economic prospects not improving and risks remain...