Experian’s Commercial Risk Scores help you identify changes in your customers’ credit behaviour and manage relationships effectively. They let you see details of each customer’s credit use and repayments to make more informed decisions for new and existing customers, whether you’re growing the account or managing risk. Risk scores are a powerful range of credit scores that enables you to quickly assess the risk within your existing portfolio and/or new credit applications.
The benefits at a glance:
Predict the financial health of customers
Strengthen your risk strategies with a deeper understanding of your customers
Maximise the success of marketing campaigns by targeting customers who are financially robust
Develop fair and consistent customer management processes
Prioritise resources ensuring they focus on the right customers
Minimise the risk of financial losses by pre-empting some of the issues a failing business could face
Optimise collections strategies based on financial strength and immediate risks
Understand the customer’s financial status to tailor services better and reduce risk to the business
Tell us about you and your company’s needs:
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With help from Experian’s tracing solutions, we were able to reduce our ‘goneaways’ back book and reunite more of our customers with funds owed to them. This solution helps us work towards our original purpose of helping people take responsibility for their future and achieve a lifetime of financial security. The communication with Experian throughout the project was fantastic and we’re pleased with the results.
Sarah Simpson, Aegon
Functionality that delivers your goals
Businesses financial circumstances change all the time, as they open and close accounts, make payments and use credit limits. The wider their business is spread, the harder it is to get a true picture of their financial behaviour. Detailed information about each individual business means better decision making, whether you’re assessing credit worthiness and risk or marketing a new product or service. By getting continual updates on a customer’s financial wellbeing, you can ensure you treat them appropriately and fairly at all times, allowing you to make the best credit decision at the point of customer application.
Custom Integration available
Experian Commercial Risk Scores
Highly predictive behavioural scorecards and data for every business.