Credit 3D enables you to build a multi-dimensional and robust view of your customers
You can make more informed, accurate and faster decisions about them; increasing the predictive accuracy of existing scores by creating deeper insight through enriched data, rather than relying on traditional data alone.
An accurate picture of your customer credit portfolio
Credit 3D brings traditional bureau credit scores, alternative and open data together with the latest data science, machine learning and advanced analytics techniques to build a comprehensive, multi-dimensional and accurate picture of your customer credit portfolio.
In seconds, credit providers can make accurate and robust decisions to grow top-line revenues and reduce bottom-line costs across the customer credit lifecycle.
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How can I access Credit 3D?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
Unique
The only provider to combine business and director/owner information with payment and credit history
Data on 49m individuals
Across 500 different variables
AI and ML
We have applied AI and ML in the creation of our scores for over 34 years to ensure we always create the best predictive models
Up to 72 months
Create a view up to 72 months on key data
Affordability checks
Our Affordability Check product checks 100% of transactional data with 90% accuracy across most categories
Customer finances
Identify up to 70% of a customer’s income, expenditure and credit debt
Gini uplift
Used in association with credit scores, bank transaction data can provide Gini uplift on conventional credit scores by 5-10%