Your ability to make responsible lending decisions comes down to how well you can understand the data and interpret each customer’s individual circumstances. Delphi for New Business helps you do just that; meaning you can make better informed lending decisions.
The benefits at a glance:
Takes changes in risk trends into account
Bigger picture data helps you to make better informed decisions about the products and services you offer to individual customers
Looks at each data set individually so that it is treated in a way that is optimal to the type of credit being applied for
Provides more accurate scoring
Makes quicker, more automated decisions
Scorecards now includes the Experian Boost score
Tell us about you and your company’s needs:
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With help from Experian’s tracing solutions, we were able to reduce our ‘goneaways’ back book and reunite more of our customers with funds owed to them. This solution helps us work towards our original purpose of helping people take responsibility for their future and achieve a lifetime of financial security. The communication with Experian throughout the project was fantastic and we’re pleased with the results.
Sarah Simpson, Aegon
Functionality that delivers your goals
Your ability to make responsible lending decisions comes down to how well you can understand the data and interpret each customer’s individual circumstances. That’s where Delphi scorecards come in, helping distil complex data and automate decision making. As well as capturing data at the point of application, the most predictive scorecards include credit bureau data, which gives a comprehensive view of each customer’s credit history. Allowing you to make responsible and appropriate lending decisions.
Our Delphi for New Business scorecard can help you, as a reputable credit provider, to understand new customer credit health and predict how likely your customers are to maintain a credit agreement. We pull data from a multitude of sources, which means that you can make your credit risk decisions with less risk and more speed. The Delphi for New Business scorecard integrates into your systems via an Application Programming Interface (API), using common XML language.