We know how important it is to make responsible lending decisions quickly. It’s why we’ve created a tool to make the process simpler.
The benefits at a glance:
Make swift decisions with Experian risk scores
Discover high risk applicants with the Consumer Indebtedness Index
Identify frequent users of credit and applicants who may be overcommitted using Credit Application Previous Search (CAPS) file
Lower your risks by accessing The UK’s Fraud Prevention Service (CIFAS)
Reduce lending risk with the power of Credit Account Information Sharing (CAIS) data
Reduce the risk of fraud by accessing Land Registry & Home Owner Verification data
Check that the applicant lives in the UK with the Electoral roll
Retrieve telephone data to enhance or validate your applicant’s contact details
Obtain monthly rental payment history from those in the rental housing sector
Tell us about you and your company’s needs:
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A member of the team will be in touch with you shortly.
With help from Experian’s tracing solutions, we were able to reduce our ‘goneaways’ back book and reunite more of our customers with funds owed to them. This solution helps us work towards our original purpose of helping people take responsibility for their future and achieve a lifetime of financial security. The communication with Experian throughout the project was fantastic and we’re pleased with the results.
Sarah Simpson, Aegon
Functionality that delivers your goals
Organisations that lend to individuals need access to a wealth of information to support them in making responsible lending decisions; deciding who to lend to and knowing if they will reliably pay back the loan can be a challenge. Organisations need to be able to access the right information at the right time to ensure they can make a fair and responsible lending decision. e-ConsumerView allows lenders to see a detailed credit snapshot of any applicant, enabling better-informed decision making with lower risks.
Helping you to make responsible lending decisions quickly, using quality, up to date in depth information.