What are climate and ESG risks?
In this blog we explore how climate risk will change business in the coming decade – and how your organisation can benefit. So if you’d like peace of mind that you are doing the right thing, read on.
ESG Insights is a new tool that fills the SME data blind spot for the UK’s 5m SMEs, both limited and unlimited. It gives you a far clearer and more accurate view of the emissions and ESG risks hidden in a portfolio. ESG Insight allows lenders to take a big step towards including climate change and broader ESG matters in the heart of decision-making.
Get a more accurate, actionable view of climate risk in your SME portfolio with individual Greenhouse Gas (GHG) emissions and ESG profiles for every UK SME with Experian ESG Insight. Readily accessible data, for the first time, delivering an ESG and GHG emissions profile for every SME in your customer portfolio, to help you meet your regulatory requirements to report and actively manage this increasingly important measure of risk. Experian ESG Insights provides 11 ESG and emissions attributes for every SME backed by Experian’s trusted business reference data.
Available via API or as batch enhancement, ESG Insight is refreshed quarterly. It allows lenders to calculate, manage and report on their downstream customer emissions levels – accurately, easily and fast.
Download product sheetReport on SME portfolio emissions and calculate financed emissions with a stable, repeatable, robust methodology.
Re-define policy rules to hit financed emissions targets and ESG goals and minimise climate-related risk while minimising revenue impact.
Benchmark portfolios on ESG factors and emissions; by product, brand, over time, and against the full UK SME population.
Use insight to drive development of new products for SMEs that reduce theirs and your emissions footprint.
Target individual SMEs with green finance needs.
Model the impact of sustainability-linked loans.
Target engagement with customers on sustainability and social impact issues.
In this blog we explore how climate risk will change business in the coming decade – and how your organisation can benefit. So if you’d like peace of mind that you are doing the right thing, read on.